Sacramento County property record for 191 Saddle Ct, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,171 sqft · built 1988 |
| Lot Size | 0.197 acres (8,580 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $204,000 (Jun 2014) |
| Tax Bill | $2,875 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-0400-005-0000 |
| Primary APN | 148-0400-005-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,171 sqft Living Area |
| 1st Floor Area | 1,171 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,580 sqft (0.197 acres) |
| Garage Area | 417 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 191 SADDLE CT |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-1863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | REYNOLDS RANCH 02, LOT 80 |
| Legal Subdivision | REYNOLDS RANCH 02 |
| Legal Lot Number | 80 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 9502 |
191 Saddle Ct is owned and occupied by two individuals who bought it in June 2014.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 SADDLE CT, GALT, CA 95632-1863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2014 · Amount on File |
| Deed Sale | Jun 26, 2014 · Amount on File |
| Prior Sale | Jul 28, 2008 · Amount on File |
| Deed Book / Page | 20140626 / 1341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 191 SADDLE CT, GALT, CA 95632-1863 |
| Document Number | 2011161234 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 191 SADDLE CT GALT CA 956321863, GALT, CA 95632-1863 |
| Document Number | 2011161234 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2011161234 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 15, 2045 |
The 2025 property tax bill for 191 Saddle Ct was $2,875, up 4.5% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $255,063 (+2%) Land $75,015 Building $180,048 | |
| 2025 | $2,875.00 (+4.51%) | $250,063 Land $73,545 Building $176,518 |
| 2024 | $2,751.00 (+1.7%) | |
| 2023 | $2,705.00 (-24.71%) | $240,354 Land $70,690 Building $169,664 |
| 2022 | $3,593.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 191 Saddle Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 191 Saddle Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALT serves 26,536 people · EPA ID CA3410011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
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