St. Johns County property record for 191 Rivercliff Trl, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,027 sqft · built 2019 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $332,400 (Apr 2019) |
| Tax Bill | $6,803 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010012-1690 |
| Primary APN | 010012-1690 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,027 sqft Living Area |
| Gross Area | 2,447 sqft |
| 1st Floor Area | 2,027 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 191 RIVERCLIFF TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 86/87-91 SHEARWATER PHASE 1B EAST-4 LOT 169 OR4713/1642 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Subdivision | SHEARWATER PHASE 1B EAST-4 |
| Legal Phase | 1B |
| Legal Block | 2 |
| Legal Lot Number | 169 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 010012-1690
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 191 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Apr 25, 2019 | Grant Deed, Subdivision Related Transfer CALATLANTIC TITLE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2019 · Amount on Record |
| Deed Sale | Apr 25, 2019 · Amount on Record |
| Deed Document Number | 201928060 |
| Deed Book / Page | 4713 / 1642 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 191 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1247 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 191 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1247 |
| Document Number | 0055081657 |
|---|---|
| Date | Mar 07, 2022 |
| Book Page | 5508/1657 |
| Instrument | 2022024310 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 191 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 191 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1247 |
| Document Number | 0050411798 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 5041/1798 |
| Instrument | 2020078316 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 01, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 25, 2019 |
| Property Address | 191 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1247 |
| Document Number | 0047131642 |
| Book / Page | 004713 / 001642 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 28060 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 08, 2019 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,326.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 191 RIVERCLIFF TRL ST AUGUSTINE FL 320921247, ST AUGUSTINE, FL 32092-1247 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,961 (+2.7%) | $415,457 (-4.65%) Land $120,000 Building $295,457 | |
| 2025 | $6,803.00 (+7.22%) Homeowner's exemption | $329,076 (+5.99%) | $435,739 (-0.55%) Land $120,000 Building $315,739 |
| 2024 | $6,345.00 (+2.04%) | ||
| 2023 | $6,218.00 (+6.2%) Homeowner's exemption | $310,487 (+3%) | $438,129 (+12.8%) Land $105,500 Building $332,629 |
| 2022 | $5,855.00 Homeowner's exemption | $301,444 | $388,415 Land $95,200 Building $293,215 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force 34 of 35 on primary residences |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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