191 Red Bird Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 191 Red Bird Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3,456 sqft · built 2001
Lot Size	18.8 acres (819,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$663,000 (Aug 2020)
Tax Bill	$4,137 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0779-00-28-2739`

Property Details

APN / Parcel Number

Primary APN	`0779-00-28-2739`
Alternative APN	`555782731`

Interior

Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,456 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	819,364 sqft (18.8 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	555782731
Street Address	191 RED BIRD RD
City	SPRUCE PINE
State	NC
Zip	28777-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF 19E
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1016
Census Tract	950400

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	191 RED BIRD RD, SPRUCE PINE, NC 28777-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
May 9, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Deed Document Number	20201296
Deed Book / Page	615 / 939
Prior Transfer Date	Apr 3, 2017
Prior Transfer Doc	000579/843
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	191 RED BIRD RD, SPRUCE PINE, NC 28777-9780
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	631/235
Date	Aug 6, 2021
Book Page	631/235
Instrument	2021001709

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Aug 4, 2020
Property Address	191 RED BIRD RD, SPRUCE PINE, NC 28777-9780
Document Number	615/939
Book / Page	615 / 939
Instrument Date	Jul 31, 2020
Instrument	2020001296
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,326.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6573 S 226 HWY, 6573, SPRUCE PINE, NC 28777-9400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 RED BIRD RD, SPRUCE PINE, NC 28777-9780

Mortgage

Document Number	2020001297
Date	Aug 4, 2020
Instrument	2020001297

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	May 9, 2017
Property Address	191 RED BIRD RD, SPRUCE PINE, NC 28777-9780
Document Number	579/843
Book / Page	579 / 843
Instrument Date	Apr 3, 2017
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	191 RED BIRD RD, 191, SPRUCE PINE, NC 28777-9780

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	191 RED BIRD RD, SPRUCE PINE, NC 28777-9780

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,137.00	$691,500 (-) Land $141,400 Building $550,100
2025	$4,137.00 (-10.47%)	$691,500 (-11.18%) Land $141,400 Building $550,100
2023	$4,621.00	$778,500 Land $141,400 Building $637,100	$778,500 Land $141,400 Building $637,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

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