191 Railroad Ave, Prospect, VA 23960 Property Records

Prince Edward County property record for 191 Railroad Ave, Prospect, VA 23960 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1952
Square Footage	1,247 sqft Living Area
Lot Size	11,404 sqft (0.261 acres)
Occupancy	Owner Occupied
Last Sale	$66,000 (2008)
Tax Bill	$497.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`019A 3 1`
Alternative APN	`11095`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,247 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1952
Construction Type	Frame Construction
Lot Area	11,404 sqft (0.261 acres)

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Account Number	11095
Street Address	191 RAILROAD AVE
City	PROSPECT
State	VA
Zip	23960-2101
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 PL 1 EC ALLEN
Legal Lot Number	1
Jurisdiction	PRINCE EDWARD VA
Minor Civil Division	601
Census Blockgroup	3
Census Block	3001
Census Tract	930202

Owner

Source: Prince Edward County records · APN 019A 3 1

Assessment roll updated February 24, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	191 RAILROAD AVE, PROSPECT, VA 23960-2101
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2008 · Amount on Record
Deed Sale	Jul 24, 2008 · Amount on Record
Deed Book / Page	2008 / 1990
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Recording Date	May 06, 2026
Property Address	191 RAILROAD AVE, PROSPECT, VA 23960-2101
Document Number	0000000838
Instrument Date	Apr 30, 2026
Instrument	2026838
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 RAILROAD AVE, PROSPECT, VA 23960-2101

Mortgage

Document Number	0000000838,
Date	May 06, 2026
Instrument	2026838

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Prince Edward County records · Assessment roll updated February 24, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Prince Edward County
Unified School District	Prince Edward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$497.00 (+5.52%)	$124,300 (+34.52%) Land $24,000 Building $100,300	$124,300 (+34.52%) Land $24,000 Building $100,300
2024	$471.00 (+6.32%)
2023	$443.00	$92,400 Land $17,000 Building $75,400	$92,400 Land $17,000 Building $75,400

Flood & Wildfire

191 Railroad Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Prince Edward County (51147C), updated April 22, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 34th percentile of exposed land nationally · 57th in Virginia
Wildfire Likelihood	Low — about 1 in 3,333 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.