191 Prospect St, Fort Lee, NJ 07024 Property Records

Bergen County and Bergenfield Borough property record for 191 Prospect St, Fort Lee, NJ 07024

Property Summary

Property Type	Single Family Home
Details	1,513 sqft · built 1957
Lot Size	0.121 acres (5,249 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jan 2019)
Tax Bill	$11,289 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00214-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`03-00214-0000-00026`
Alternative APNs	`0300118A00001` `030021400026`

Interior

Stories	1 Story
Building Area	1,513 sqft Living Area
1st Floor Area	1,513 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	5,249 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0300118A00001
Street Address	191 S PROSPECT AVE
City	BERGENFIELD
State	NJ
Zip	07621-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	50X105
Legal Subdivision	WARREN ESTATES
Legal Block	214
Legal Lot Number	26
Jurisdiction	BERGEN NJ
Township / Civil Division	BERGENFIELD
Census Block Group	1
Census Block	1003
Census Tract	3402

Owner

191 Prospect St is owned and occupied by an individual who bought it in January 2019.

Source: Bergen County and Bergenfield Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	191 S PROSPECT AVE, BERGENFIELD, NJ 07621-2642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 21, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Aug 23, 2019	Deed with Mortgage, Transfer · Conventional Mortgage HSBC BK USA NA
Jan 8, 2019	Deed with Mortgage, Transfer · FHA Mortgage MORTGAGE WORLD BANKERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2019 · Amount on File
Deed Sale	Jan 8, 2019 · Amount on File
Prior Sale	Jul 1, 2011 · Amount on File
Deed Document Number	20192011
Deed Book / Page	3149 / 2101
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	191 PROSPECT ST, FORT LEE, NJ 07024-7813
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 S PROSPECT AVE, BERGENFIELD, NJ 07621-2642

Mortgage

Document Number	0039491452
Date	Feb 9, 2021
Book Page	3949/1452
Instrument	2021017194

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	191 PROSPECT ST, FORT LEE, NJ 07024-7813
Document Number	0034751689
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 S PROSPECT AVE BERGENFIELD NJ 076212642, BERGENFIELD, NJ 07621-2642

Mortgage

Document Number	0034751689
Date	Jan 27, 2020
Book Page	003475/001689
Instrument	20008041

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

August 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Aug 23, 2019
Property Address	191 PROSPECT ST, FORT LEE, NJ 07024-7813
Document Number	0033301292
Book / Page	003330 / 001292
Instrument Date	Jul 8, 2019
Instrument	55498
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	632 4TH ST LYNDHURST NJ 070713202, LYNDHURST, NJ 07071-3202

Mortgage

Document Number	33301299
Date	Aug 23, 2019
Book Page	003330/001299
Instrument	55498

Lender

Name	HSBC BK USA NA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

January 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Jan 8, 2019
Property Address	191 PROSPECT ST, FORT LEE, NJ 07024-7813
Document Number	0031492101
Book / Page	003149 / 002101
Instrument Date	Jan 4, 2019
Instrument	2011
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 S PROSPECT AVE BERGENFIELD NJ 076212642, BERGENFIELD, NJ 07621-2642

Mortgage

Document Number	31492107
Date	Jan 8, 2019
Book Page	003149/002107
Instrument	2011

Lender

Name	MORTGAGE WORLD BANKERS
Type	Mortgage Company
Address	LONG ISLAND CITY, NY 11103

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 191 Prospect St was $11,289, up 6% from the year before.

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bergenfield Borough
Unified School District	Bergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,000 (-) Land $146,700 Building $155,300	$302,000 (-) Land $146,700 Building $155,300
2025	$11,289.00 (+5.99%)	$302,000 Land $146,700 Building $155,300	$302,000 Land $146,700 Building $155,300
2024	$10,651.00
2023		$302,000 Land $146,700 Building $155,300	$302,000 Land $146,700 Building $155,300
2022	$10,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 191 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 807 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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