191 Plumosa St, Oceanside, CA 92058 Property Records

San Diego County property record for 191 Plumosa St, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,225 sqft · built 1999
Lot Size0.161 acres (7,019 sqft)
OwnerTrust Name on File
Last Sale$491,000 (Jun 2016)
Tax Bill$6,469 (2025)
Deeds & MortgagesDec 2022 Transfer
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN157-880-79-00

Property Details

APN / Parcel Number

Primary APN157-880-79-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,225 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area7,019 sqft (0.161 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address191 PLUMOSA ST
CityOCEANSIDE
StateCA
Zip92058-7971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 127 TR 013468
Legal SubdivisionOCEANSIDE 1
Legal Tract013468
Legal Block2
Legal Lot Number127
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2004
Census Tract18613

Owner

191 Plumosa St is owner-occupied and held in a trust since December 2022.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address191 PLUMOSA ST, OCEANSIDE, CA 92058-7971
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Intrafamily Transfer, Transfer
Oct 22, 2021Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Feb 16, 2017Deed of Trust, Mortgage · VA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Apr 2, 2019Deed of Trust, Mortgage · VA Mortgage
DITECH FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2016 · Amount on File
Deed SaleJun 6, 2016 · Amount on File
Prior SaleMay 8, 2009 · Amount on File
Deed Document Number2016277072
Last Transfer DateDec 17, 2022
Transfer Doc0000473961
Record UpdatedOct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 20, 2022
Property Address191 PLUMOSA ST, OCEANSIDE, CA 92058-7971
Document Number0000473961
Map ReferenceMAP 13468
Instrument DateDec 17, 2022
Instrument2022-0473961
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address191 PLUMOSA ST, OCEANSIDE, CA 92058-7971

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address191 PLUMOSA ST, OCEANSIDE, CA 92058-7971
Transaction TypeMortgage
Record UpdatedNov 3, 2021
Title CompanyMADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 PLUMOSA ST, OCEANSIDE, CA 92058-7971

Mortgage

Document Number0000737673
DateOct 22, 2021
Instrument2021-0737673
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address191 PLUMOSA ST, OCEANSIDE, CA 92058-7971
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077718
DateFeb 16, 2017
Instrument2017-0077718
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address191 PLUMOSA ST, OCEANSIDE, CA 92058-7971
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000116483
DateApr 2, 2019
Instrument2019-0116483
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 191 Plumosa St was $6,469 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$592,859 (+2%) Land $288,829 Building $304,030
2025$6,469.00 Homeowner's exemption$581,235 Land $283,166 Building $298,069
2023$6,147.00 (+1.55%) Homeowner's exemption$558,667 Land $272,171 Building $286,496
2022$6,053.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 191 Plumosa St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A99, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies59 units insured
incl. 54 condo units
Nearby Flood Claims1 (1983)
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Plumosa St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

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