191 Peartree Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 191 Peartree Rd, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,729 sqft · built 2002
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Tax Bill$3,580 (2025)
Deeds & MortgagesOct 2023 Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN153-05-000-012.01

Property Details

APN / Parcel Number

Primary APN153-05-000-012.01
Alternative APN
  • 18574

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area2,729 sqft Living Area
1st Floor Area2,099 sqft
2nd Floor Area630 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area87,120 sqft (2 acres)
Garage TypeCarport
Garage Area624 sqft
CarportCarport
Carport Area624 sqft
Parking Spaces2 Parking Spaces
Deck Area240 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number18574
Street Address191 PEARTREE RD
CityPONTOTOC
StateMS
Zip38863-1617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.00 AC NW1/4 SW1/4 20021807 4/8/02 20041351 3/16/04 20065747 10/25/06 20073572 6/26/07 20080520 1/30/08 20113543 9/27/11
Legal Range04E
Legal Township10S
Legal Section05
JurisdictionPONTOTOC MS
Township / Civil Division4
Census Block Group1
Census Block1027
Census Tract950400

Owner

Source: Pontotoc County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address191 PEARTREE RD, PONTOTOC, MS 38863-1617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed of Trust, Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Mar 24, 2022Deed of Trust, Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 17, 2021Deed of Trust, Mortgage · FHA Mortgage
PRIMELENDING A PLAINSCAPITAL COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2007
Deed SaleJul 23, 2007
Deed Document Number20073572
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address191 PEARTREE RD, PONTOTOC, MS 38863-1617
Transaction TypeMortgage
Record UpdatedNov 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 PEARTREE RD, PONTOTOC, MS 38863-1617

Mortgage

Document Number2023004238
DateOct 10, 2023
Instrument2023004238
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term332 Months
DueJun 1, 2051

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address191 PEARTREE RD, PONTOTOC, MS 38863-1617
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 PEARTREE RD, PONTOTOC, MS 38863-1617

Mortgage

Document Number2022001350
DateMar 24, 2022
Instrument2022001350
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term351 Months
DueJun 1, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address191 PEARTREE RD, PONTOTOC, MS 38863-1617
Transaction TypeMortgage
Record UpdatedOct 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 PEARTREE RD, PONTOTOC, MS 38863-1617

Mortgage

Document Number2021002114
DateMay 17, 2021
Instrument2021002114
Lender
NamePRIMELENDING A PLAINSCAPITAL COMPANY
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,580.00 (+4.13%)$26,963 (-)$179,750 (-) Land $32,400 Building $147,350
2023$3,438.00$26,963$179,750 Land $32,400 Building $147,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST PONTOTOC WATER ASSN
public/private · serves 5,170 people · EPA ID MS0580002
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tombigbee Fiber
Fiber
2,000 / 1,000

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