Flathead County property record for 191 Overlook Ter, Lakeside, MT 59922
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,154 sqft · built 1987 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,824 (2026) |
| Deeds & Mortgages | Jan 2024 Sale Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R0791566 |
| Primary APN | R0791566 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,154 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Upper Floors Area | 828 sqft |
| Basement Area | 1,104 sqft |
| Finished Basement | 1,104 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 50,965 sqft (1.17 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Mixed |
| Garage Area | 1,710 sqft |
| Parking Spaces | 7 Parking Spaces |
| Deck Area | 32 sqft |
| Lean-To | 369 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000971540 |
|---|---|
| Street Address | 191 OVERLOOK TER |
| City | LAKESIDE |
| State | MT |
| Zip | 59922-9437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | WILMAR, S18, T26 N, R20 W, LOT 010, ASSR# 0000971540 |
| Legal Range | 20W |
| Legal Township | 26N |
| Legal Section | 18 |
| Legal Subdivision | WILMAR |
| Legal Lot Number | 10 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1402 |
191 Overlook Ter is owned by two individuals who acquired it in January 2024.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 6TH AVE E, KALISPELL, MT 59901-5065 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2024 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Nov 6, 2020 | Warranty Deed, Transfer · Line of Credit GLACIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2024 |
| Deed Sale | Jan 16, 2024 |
| Prior Sale | Nov 6, 2020 · Amount on File |
| Deed Document Number | 2024943 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jan 16, 2024 |
| Property Address | 191 OVERLOOK TER, LAKESIDE, MT 59922-9437 |
| Document Number | 202400000943 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 202400000943 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 520 6TH AVE E, KALISPELL, MT 59901-5065 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Nov 6, 2020 |
| Property Address | 191 OVERLOOK TER, LAKESIDE, MT 59922-9437 |
| Document Number | 202000037696 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 202000037696 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 191 OVERLOOK TER, LAKESIDE, MT 59922-9437 |
| Document Number | 202000037698 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 202000037698 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 191 Overlook Ter was $7,824, up 92.8% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,824.00 (+92.8%) | $1,043,468 (-) | |
| 2025 | $4,058.00 | $1,043,468 | $1,043,468 Land $307,528 Building $735,940 |
| 2023 | $5,579.00 | $778,330 | $778,330 Land $240,760 Building $537,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 191 Overlook Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Overlook Ter is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAMARACK WOODS HOA LAKESIDE private · serves 180 people · EPA ID MT0003393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | LAKESIDE WATER SYSTEM |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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