191 Ocean View Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 191 Ocean View Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,250 sqft · built 1979
Lot Size	0.175 acres (7,630 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,242 (Jul 2020)
Tax Bill	$5,701 (2024)
Deeds & Mortgages	Jul 2020 Transfer
Flood Zone	Zone VE (high risk)
APN	`00498140-000000`

Property Details

APN / Parcel Number

Primary APN	`00498140-000000`
Alternative APNs	`33613900498140000000` `1616001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,250 sqft Living Area
1st Floor Area	2,767 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Geodesic/Dome
Roof Material	Concrete
Lot Area	7,630 sqft (0.175 acres)
Garage Type	Covered
Garage Area	465 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	1,185 sqft
Deck Area	315 sqft
Patio Area	615 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1616001
Street Address	191 OCEAN VIEW DR
City	KEY LARGO
State	FL
Zip	33037-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 3 LOT 23 AMENDED AND EXTENDED PLAT OF KEY LARGO OCEAN SHORE PB4-18 KEY LARGO OR169-521/522 OR767-896 OR875-830D/C OR1194-389 OR2666-280D/C OR2666-278 OR3033-1716L/E
Legal Range	39E
Legal Township	61S
Legal Section	33
Legal Subdivision	AMENDED & EXTENDED PLAT OF KEY LARGO OCE
Legal Block	3
Legal Lot Number	23
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2015
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	191 OCEAN VIEW DR, KEY LARGO, FL 33037-4212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	20202274413
Deed Book / Page	3033 / 1716
Prior Transfer Date	Jan 30, 2020
Prior Transfer Doc	0030331716
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jul 24, 2020
Property Address	191 OCEAN VIEW DR, KEY LARGO, FL 33037-4212
Document Number	0030331716
Book / Page	003033 / 001716
Instrument Date	Jan 30, 2020
Instrument	2274413
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	12260 SW 98TH ST MIAMI FL 331862530, MIAMI, FL 33186-2530

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$702,726 (+5.99%)	$1,319,577 (+1.28%) Land $724,850 Building $594,727
2024	$5,701.00 (+3.86%)
2023	$5,489.00 (+6.38%) Homeowner's exemption	$663,032 (+3%)	$1,302,963 (+12.08%) Land $724,850 Building $578,113
2022	$5,160.00 Homeowner's exemption	$643,721	$1,162,543 Land $577,973 Building $584,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 595 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	839 units insured incl. 244 condo units
Nearby Flood Claims	304 (1983–2025)
Claims Outside the SFHA	8 of 304
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 221 claims Hurricane Irene, Oct 1999 · 24 claims Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20