Mitchell County property record for 191 Oakdale Dr, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 1,080 sqft · built 1952 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $350 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-09-15-0798 |
| Primary APN | 0799-09-15-0798 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Construction Type | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Central |
|---|
| Account Number | 555780613 |
|---|---|
| Street Address | 191 OAKDALE DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-3419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARION HWY |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0799-09-15-0798
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 191 OAKDALE DR, SPRUCE PINE, NC 28777-3419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000302655 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 191 OAKDALE DR, SPRUCE PINE, NC 28777-3419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 604/076 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 604/076 |
| Instrument | 2019001305 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $350.00 (-14.22%) | $119,700 (-7.78%) Land $18,000 Building $101,700 |
| 2023 | $408.00 | $129,800 Land $18,000 Building $111,800 |
Source: FEMA National Flood Hazard Layer as of May 2, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito West Holding Fiber · Cable | 1,000 / 1,000 |
Based on FCC filings for 24 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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