191 North St, Erving, MA 01344 Property Records

Franklin County and Erving Town property record for 191 North St, Erving, MA 01344

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 2002
Lot Size	2.16 acres (94,482 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Mar 2023)
Tax Bill	$2,587 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2018 Sale & Mortgage
APN	`M:003 B:000 L:041A`

Property Details

APN / Parcel Number

Primary APN	`M:003 B:000 L:041A`
Alternative APN	`ERVI M:003 B:000 L:102`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,200 sqft Living Area
Gross Area	2,736 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,482 sqft (2.16 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	191 NORTH ST
City	ERVING
State	MA
Zip	01344-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	102
Jurisdiction	ERVING MA
Township / Civil Division	ERVING
Census Block Group	2
Census Block	2001
Census Tract	40400

Owner

Source: Franklin County and Erving Town records · APN M:003 B:000 L:041A

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	191 NORTH ST, ERVING, MA 01344-9734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GFA FEDERAL CREDIT UNION
Oct 10, 2018	Quit Claim Deed, Transfer · Conventional with PMI FREEDOM CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2023 · Amount on Record
Deed Sale	Mar 01, 2023 · Amount on Record
Prior Sale	Oct 10, 2018 · Amount on Record
Deed Book / Page	8137 / 204
Record Updated	Jun 08, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERVING MA
Recording Date	Mar 01, 2023
Property Address	191 NORTH ST, ERVING, MA 01344-9734
Document Number	008137-204
Book / Page	8137 / 204
Instrument Date	Mar 01, 2023
Instrument	1566
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	191 NORTH ST, ERVING, MA 01344-9734

Mortgage

Document Number	0000001567
Date	Mar 01, 2023
Instrument	1567

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Mar 01, 2030
Max Rate At Change	2.75%
Index	3-Year CMT

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERVING MA
Recording Date	Oct 10, 2018
Property Address	191 NORTH ST, ERVING, MA 01344-9734
Document Number	7267-284
Book / Page	007267 / 000284
Instrument Date	Oct 09, 2018
Instrument	10570
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.54
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 MECHANIC ST ERVING MA 013444434, ERVING, MA 01344-4434

Mortgage

Document Number	7267-289
Date	Oct 10, 2018
Book Page	007267/000289
Instrument	10571

Lender

Name	FREEDOM CU

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2048

Tax Assessment & Valuation

Source: Franklin County and Erving Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Erving Town
Elementary School District	Erving School District (PK - 06)
Secondary School District	Gill-Montague School District in Erving (7-12) (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,587.00 (+8.93%)	$277,900 (+7.88%) Land $81,400 Building $196,500
2024	$2,375.00 (+18.51%)	$257,600 (+2.83%) Land $81,400 Building $176,200	$287,090
2023	$2,004.00	$250,500 Land $81,400 Building $169,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250110404002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 13 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

No cell data coverage reported

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