191 N Willow St, Florence, AZ 85132 Property Records

Pinal County property record for 191 N Willow St, Florence, AZ 85132

Property Summary

Property Type	Single Family Home
Details	1,733 sqft · built 1929
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Jul 2020)
Tax Bill	$328 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`200-44-025`

Property Details

APN / Parcel Number

Primary APN	`200-44-025`
Alternative APNs	`200-44-0250` `2004402505`

Interior

Stories	1 Story
Building Area	1,733 sqft Living Area
1st Floor Area	1,733 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.215 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	84 sqft
Canopy	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	191 N WILLOW ST
City	FLORENCE
State	AZ
Zip	85132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEATS ADDITION TO FLORENCE: N-75 OF BLK 26
Legal Range	09E
Legal Township	04S
Legal Section	35
Legal Subdivision	WHEATS ADDITION
Legal Block	26
Jurisdiction	PINAL AZ
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1094
Census Tract	904

Owner

191 N Willow St is owned and occupied by two individuals who acquired it in August 2024.

Source: Pinal County records, as of May 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	191 N WILLOW ST, FLORENCE, AZ 85132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Oct 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 23, 2020	Warranty Deed, Transfer FIRST AMERICAN
Jul 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Feb 25, 2014 · Amount on File
Deed Document Number	202071471
Last Transfer Date	Aug 19, 2024
Transfer Doc	0000062712
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	191 N WILLOW ST, FLORENCE, AZ 85132
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 N WILLOW ST, FLORENCE, AZ 85132

Mortgage

Document Number	0000125389
Date	Oct 4, 2021
Instrument	2021-125389

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	191 N WILLOW ST, FLORENCE, AZ 85132
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 N WILLOW ST, FLORENCE, AZ 85132

Mortgage

Document Number	0000125420
Date	Dec 27, 2022
Instrument	2022-125420

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	191 N WILLOW ST, FLORENCE, AZ 85132
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078581
Date	Oct 19, 2018
Instrument	2018-078581

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Jul 23, 2020
Property Address	191 N WILLOW ST, FLORENCE, AZ 85132
Document Number	0000071471
Instrument Date	Jul 17, 2020
Instrument	71471
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 N WILLOW ST FLORENCE AZ 85132, FLORENCE, AZ 85132

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINAL AZ
Recording Date	Jul 23, 2020
Property Address	191 N WILLOW ST, FLORENCE, AZ 85132
Document Number	0000071472
Map Reference	CAB 1 SL 120
Instrument Date	May 20, 2020
Instrument	2020-071472
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 N WILLOW ST, FLORENCE, AZ 85132

Mortgage

Document Number	0000071473
Date	Jul 23, 2020
Instrument	2020-071473

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 191 N Willow St was $328, up 1.9% from the year before.

Source: Pinal County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Florence Town
Unified School District	Florence Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$21,980 (+1.23%) Land $3,281 Building $18,699	$219,805 (+1.23%) Land $32,812 Building $186,993
2026		$21,712 (+2.2%) Land $3,281 Building $18,431	$217,124 (+2.2%) Land $32,812 Building $184,312
2025	$328.00 (+1.86%)	$21,244 (-7.93%)	$212,442 (-7.94%) Land $37,500 Building $174,942
2024	$322.00 (-5.29%)	$23,075 Land $3,234 Building $19,841	$230,758 Land $32,344 Building $198,414
2023	$340.00 (+7.94%)
2022	$315.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 191 N Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 N Willow St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER COMPANY serves 14,593 people · EPA ID AZ0411017
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Broadband Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
TREPIC Networks Fixed Wireless	200 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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