191 N McElroy Rd, Mansfield, OH 44905 Property Records

Richland County property record for 191 N McElroy Rd, Mansfield, OH 44905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 756 sqft · built 1940
Lot Size	0.245 acres (10,663 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Feb 2025)
Tax Bill	$805 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`025-09-287-04-000`

Property Details

APN / Parcel Number

Primary APN	`025-09-287-04-000`
Alternative APN	`03001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
1st Floor Area	360 sqft
Basement Area	216 sqft
Unfinished Basement	216 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum Siding
Lot Area	10,663 sqft (0.245 acres)
Lot Dimensions	135 ft deep x 79 ft wide

Exterior Amenities

Porch	Slab
Porch Area	77 sqft
Patio Area	180 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	191 N MCELROY RD
City	MANSFIELD
State	OH
Zip	44905-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERNON HARP ALLOTT 1 78.6 X 130
Legal Subdivision	VERNON HARP ALLOTMENT
Jurisdiction	RICHLAND OH
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3004
Census Tract	900

Owner

191 N McElroy Rd is owned and occupied by an individual who acquired it in July 2025.

Source: Richland County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	191 N MCELROY RD, MANSFIELD, OH 44905-2911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
May 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK
Sep 12, 2006	Deed of Trust, Mortgage CITIFINANCIAL INC
Jul 28, 2005	Deed of Trust, Mortgage CITIFINANCIAL INC
Dec 21, 2017	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Dec 22, 2009	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2025 · Amount on File
Deed Sale	Feb 4, 2025 · Amount on File
Prior Sale	Dec 21, 2017 · Amount on File
Deed Document Number	20251009
Deed Book / Page	3024 / 556
Last Transfer Date	Jul 17, 2025
Transfer Doc	003030/588
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	191 N MCELROY RD, MANSFIELD, OH 44905-2911
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SHERMAN AVE, MANSFIELD, OH 44906-3222

Mortgage

Document Number	003005/879
Date	Jul 11, 2023
Book Page	3005/879
Instrument	202300006350

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	MANSFIELD, OH 44901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 10, 2033

Interest

Rate Type	Adjustable Rate

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	191 N MCELROY RD, MANSFIELD, OH 44905-2911
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	MILESTONE TITLE INC, MILESTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 N MCELROY RD, MANSFIELD, OH 44905-2911
Investor	Possibly a Property Investor

Mortgage

Document Number	03027/4778
Date	May 21, 2025
Book Page	3027/4778
Instrument	202500005045

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	May 21, 2037

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	191 N MCELROY RD, MANSFIELD, OH 44905-2911
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01684/0540
Date	Sep 12, 2006
Book Page	1684/0540
Instrument	200600015878

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	1770 W 4TH ST, ONTARIO, OH 44906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2036

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	191 N MCELROY RD, MANSFIELD, OH 44905-2911
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01544/0552
Date	Jul 28, 2005
Book Page	1544/0552
Instrument	200500013582

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	1770 W 4TH ST, ONTARIO, OH 44906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2035

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Dec 21, 2017
Property Address	191 N MCELROY RD, MANSFIELD, OH 44905-2911
Document Number	02593/0061
Book / Page	2593 / 0061
Instrument Date	Dec 20, 2017
Instrument	201700016119
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SHERMAN AVE, MANSFIELD, OH 44906-3222

December 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RICHLAND OH
Recording Date	Dec 22, 2009
Property Address	191 N MCELROY RD, MANSFIELD, OH 44905-2911
Document Number	01952/0299
Book / Page	1952 / 0299
Map Reference	MB16 PG6
Instrument Date	Dec 16, 2009
Instrument	200900014431
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368-2239

Tax Assessment & Valuation

The 2025 property tax bill for 191 N McElroy Rd was $805 with a homeowner's exemption.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$805.00	$13,190 (-) Land $4,320 Building $8,870
2024	$805.00 (+25.98%) Homeowner's exemption	$13,190 (-) Land $4,320 Building $8,870
2023	$639.00 (+13.3%) Homeowner's exemption	$13,190 (+27.81%) Land $4,320 Building $8,870	$37,660 Land $12,330 Building $25,330
2022	$564.00 Homeowner's exemption	$10,320 Land $3,860 Building $6,460
2020			$29,490 Land $11,020 Building $18,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 191 N McElroy Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2007–2011)
Most Recent Claim	Feb 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 N McElroy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MANSFIELD SYSTEM #07 private · serves 766 people · EPA ID OH7001612
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Watch TV.

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