Walton County property record for 191 Moss Ave, Vernon, FL 32462
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 420 sqft · built 1991 |
| Lot Size | 0.091 acres (3,964 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $70,000 (Jul 2024) |
| Tax Bill | $346 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 26-2S-18-15020-00D-0010 |
| Primary APN | 26-2S-18-15020-00D-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 420 sqft Living Area |
| Gross Area | 639 sqft |
| 1st Floor Area | 420 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 3,964 sqft (0.091 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Open/Unfinished Porch |
| Cooling System | Wall Unit |
|---|
| Street Address | 191 MOSS AVE |
|---|---|
| City | VERNON |
| State | FL |
| Zip | 32462-6160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LONG DESC AS REC IN OR 212-290 (BEING LOT 1 BLK D STEEL FIELD UNREC S/D) OR 409-386 OR 2348-1147 DESC MORE PARTICULARLY AS: COM AT THE SE/C OF THE W1/2 OF THE SW1/4 IN SEC 26-2S-18W THENCE W ALONG THE S LINE OF SEC 455.72FT THENCE N 323.56FT THENCE N |
| Legal Range | 018 |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | STEELE FIELD UNRECD S/D |
| Legal Block | D |
| Legal Lot Number | 1 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 3 |
| Census Block | 3080 |
| Census Tract | 950501 |
191 Moss Ave is held in a trust since June 2025.
Source: Walton County records, as of December 3, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9431 STEEL FIELD RD, PANAMA CITY BEACH, FL 32413-9457 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on File |
| Deed Sale | Jul 31, 2024 · Amount on File |
| Prior Sale | Jan 10, 2007 · Amount on File |
| Deed Document Number | 202426946 |
| Deed Book / Page | 3332 / 742 |
| Last Transfer Date | Jun 19, 2025 |
| Transfer Doc | 0033620289 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 191 Moss Ave was $346, up 206.2% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $346.00 (+206.19%) | $43,167 Land $15,000 Building $28,167 | $43,167 Land $15,000 Building $28,167 |
| 2024 | $113.00 (+4.63%) | ||
| 2023 | $108.00 (+1.89%) | $14,195 (-0.08%) Land $2,510 Building $11,685 | $14,195 (-0.08%) Land $2,510 Building $11,685 |
| 2022 | $106.00 | $14,207 Land $2,786 Building $11,421 | $14,207 Land $2,786 Building $11,421 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 191 Moss Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Moss Ave is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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