191 Moores Gulch Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 191 Moores Gulch Rd, Soquel, CA 95073

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2 ba · 2,094 sqft · built 1974
Lot Size	2.5 acres (108,987 sqft)
Owner	Trust Name on File
Last Sale	$759,000 (Nov 2006)
Tax Bill	$9,841 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`099-041-60`

Property Details

APN / Parcel Number

Primary APN	`099-041-60`
Alternative APN	`099-041-60-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,094 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	108,987 sqft
Terrain	Combination
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	191 MOORES GULCH RD
City	SOQUEL
State	CA
Zip	95073-9457
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	A
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	121100

Owner

191 Moores Gulch Rd, recreational vacant land, is owner-occupied and held in a trust since June 2024.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Trust Name on File
Mailing Address	191 MOORES GULCH RD, SOQUEL, CA 95073-9457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2018	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 30, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 16, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2006 · Amount on File
Deed Sale	Nov 6, 2006 · Amount on File
Prior Sale	Jul 2, 2002 · Amount on File
Deed Document Number	200664417
Last Transfer Date	Jun 12, 2024
Transfer Doc	0000011702
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	191 MOORES GULCH RD, SOQUEL, CA 95073-9457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008704
Date	Mar 23, 2018
Instrument	2018-0008704

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	191 MOORES GULCH RD, SOQUEL, CA 95073-9457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 MOORES GULCH RD, SOQUEL, CA 95073-9457

Mortgage

Document Number	0000003460
Date	Jan 21, 2021
Instrument	2021-0003460

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	191 MOORES GULCH RD, SOQUEL, CA 95073-9457
Document Number	0000015321
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	191 MOORES GULCH RD SOQUEL CA 950739457, SOQUEL, CA 95073-9457

Mortgage

Document Number	0000015321
Date	May 5, 2020
Instrument	15321

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	191 MOORES GULCH RD, SOQUEL, CA 95073-9457
Document Number	0000024926
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	191 MOORES GULCH RD SOQUEL CA 950739457, SOQUEL, CA 95073-9457

Mortgage

Document Number	0000024926
Date	Aug 27, 2019
Instrument	24926

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 11, 2018
Property Address	191 MOORES GULCH RD, SOQUEL, CA 95073-9457
Document Number	0000036741
Instrument Date	Dec 8, 2018
Instrument	36741
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1867 SANTA CRUZ CA 95065, SANTA CRUZ, CA 95065

Tax Assessment & Valuation

The 2025 property tax bill for 191 Moores Gulch Rd was $9,841 with a veteran's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Mountain Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,037,241 (+2%) Land $683,295 Building $353,946
2025	$9,841.00 Disabled Person's exemption Veteran's exemption	$1,016,903 Land $669,897 Building $347,006
2023	$9,299.00 (+0.41%) Disabled Person's exemption Veteran's exemption	$977,415 Land $643,884 Building $333,531	$953,910
2022	$9,261.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Moores Gulch Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1989–2000)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Moores Gulch Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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