Scott County property record for 191 Michael Rd, Gate City, VA 24251
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,616 sqft · built 1969 |
| Lot Size | 1.11 acres (48,430 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Apr 2019) |
| Tax Bill | $1,805 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146A3 1 60 |
| Primary APN | 146A3 1 60 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,616 sqft Living Area |
| 1st Floor Area | 2,616 sqft |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Unfinished Basement | 360 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 48,430 sqft (1.11 acres) |
| Terrain | Steep |
| Garage Area | 862 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 146 sqft |
| Patio Area | 690 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 13660 |
|---|---|
| Street Address | 191 MICHAEL RD |
| City | GATE CITY |
| State | VA |
| Zip | 24251-3324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESTILL HGTS LOT 60 & SMALL TRIANGLE |
| Legal Subdivision | ESTILL HEIGHTS |
| Legal Lot Number | 60 |
| Jurisdiction | SCOTT VA |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30100 |
Source: Scott County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 191 MICHAEL RD, GATE CITY, VA 24251-3324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Dec 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Mar 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Feb 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 16, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on File |
| Deed Sale | Apr 16, 2019 · Amount on File |
| Deed Document Number | 2019665 |
| Deed Book / Page | 592 / 2481 |
| Prior Transfer Date | Apr 6, 2008 |
| Prior Transfer Doc | 00548/1543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT VA |
| Property Address | 191 MICHAEL RD, GATE CITY, VA 24251-3324 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000611/470 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 611/470 |
| Instrument | 230000270 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT VA |
| Property Address | 191 MICHAEL RD, GATE CITY, VA 24251-3324 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00605/1228 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 605/1228 |
| Instrument | 210002526 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT VA |
| Property Address | 191 MICHAEL RD, GATE CITY, VA 24251-3324 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00601/1643 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 601/1643 |
| Instrument | 210000500 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT VA |
| Property Address | 191 MICHAEL RD, GATE CITY, VA 24251-3324 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00596/1314 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 596/1314 |
| Instrument | 200000234 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT VA |
| Recording Date | Apr 16, 2019 |
| Property Address | 191 MICHAEL RD, GATE CITY, VA 24251-3324 |
| Document Number | 00592/2481 |
| Book / Page | 592 / 2481 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 190000665 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Title Company | EXPRESS TITLE AND CLOSING LLC, EXPRESS TITLE & CLOSING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 191 MICHAEL RD, GATE CITY, VA 24251-3324 |
| Document Number | 0190000668 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 190000668 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPOR |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Scott County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Scott County |
| Municipality | Gate City Town |
| Unified School District | Scott County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,805.00 (+12.25%) | $234,500 (-) Land $43,000 Building $191,500 | $234,500 (-) Land $43,000 Building $191,500 |
| 2023 | $234,500 Land $43,000 Building $191,500 | $234,500 Land $43,000 Building $191,500 | |
| 2019 | $1,608.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 73% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GATE CITY serves 2,034 people · EPA ID VA1169405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| MountaiNet Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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