191 Mercer St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 191 Mercer St, Somerville, NJ 08876

Property Summary

Property TypeSingle Family Home
Details1,330 sqft · built 1956
Lot Size0.151 acres (6,564 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Jul 2009)
Tax Bill$9,737 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1800143A00010H

Property Details

APN / Parcel Number

Primary APN1800143A00010H
Alternative APNs
  • 18-00143-01-00010-08
  • 18001430001000100008

Interior

Stories1 Story
Building Area1,330 sqft Living Area
1st Floor Area1,330 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Lot Area6,564 sqft (0.151 acres)
Lot Dimensions98 ft deep x 67 ft wide

Location & Zoning

Old Parcel Number1800143A00010H
Street Address191 MERCER ST
CitySOMERVILLE
StateNJ
Zip08876-1525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFAIR ESTATES
Legal Block143.1
Legal Lot Number10.8
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group2
Census Block2002
Census Tract50200

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address191 MERCER ST, SOMERVILLE, NJ 08876-1525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2009 · Amount on Record
Deed SaleJul 31, 2009 · Amount on Record
Deed Document Number200942386
Deed Book / Page6248 / 1639
Last Transfer DateFeb 6, 2017
Transfer Doc0000006846
Record UpdatedOct 29, 2026

February 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSOMERSET NJ
Recording DateFeb 13, 2017
Property Address191 MERCER ST, SOMERVILLE, NJ 08876-1525
Document Number0000006846
Book / Page6941 / 3043
Instrument DateFeb 6, 2017
Instrument2017006846
Transaction TypeTransfer
Record UpdatedNov 5, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address191 MERCER ST, 191, SOMERVILLE, NJ 08876-1525

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 MERCER ST, SOMERVILLE, NJ 08876-1525

Mortgage

Document Number0000006847
DateFeb 13, 2017
Instrument2017006847
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2032

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,700 (-) Land $114,800 Building $123,900$238,700 (-) Land $114,800 Building $123,900
2025$9,737.00 (+3.2%)$238,700 (-) Land $114,800 Building $123,900$238,700 (-) Land $114,800 Building $123,900
2024$9,435.00 (+5.1%)
2023$238,700 Land $114,800 Building $123,900$238,700 Land $114,800 Building $123,900
2022$8,977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims34 (1999–2021)
Claims Outside the SFHA15 of 34
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 13 claims
  • Hurricane Irene, Aug 2011 · 12 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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