Onslow County property record for 191 McCausley Rd, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,792 sqft · built 2016 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,259 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Nov 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1309-127 |
| Primary APN | 1309-127 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 64,469 sqft (1.48 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 455912001 |
|---|---|
| Street Address | 191 MCCAUSLEY RD |
| City | HUBERT |
| State | NC |
| Zip | 28539-3539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8M |
| Legal Description | SR 1502 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2802 |
Source: Onslow County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 191 MCCAUSLEY RD, HUBERT, NC 28539-3539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Nov 21, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 30, 2012 |
| Transfer Doc | 0039110194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 191 MCCAUSLEY RD, HUBERT, NC 28539-3539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Title Company | SERVICELINK PITTSBURGH |
| Name | Verified Name |
|---|---|
| Address | 191 MCCAUSLEY RD, HUBERT, NC 28539-3539 |
| Document Number | 0059040031 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 5904/31 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Nov 21, 2019 |
| Property Address | 191 MCCAUSLEY RD, HUBERT, NC 28539-3539 |
| Document Number | 0050610379 |
| Book / Page | 005061 / 000379 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 191 MCCAUSLEY RD HUBERT NC 285393539, HUBERT, NC 28539-3539 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,259.00 | $334,191 (+40.81%) Land $53,400 Building $280,791 | $334,191 (+40.81%) Land $53,400 Building $280,791 |
| 2025 | $1,259.00 (-37.24%) | $237,330 (-22.52%) Land $40,480 Building $196,850 | $237,330 (-22.52%) Land $40,480 Building $196,850 |
| 2023 | $2,006.00 | $306,293 Land $59,200 Building $247,093 | $306,293 Land $59,200 Building $247,093 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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