191 Main St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 191 Main St, Reading, MA 01867

Property Summary

Property Type	Office Building
Details	1 ba · 1,287 sqft · built 1920
Lot Size	0.211 acres (9,200 sqft)
Owner	Company Name on Record
Last Sale	$420,000 (Nov 2018)
Tax Bill	$5,600 (2026)
Deeds & Mortgages	Jan 2021 Refinance Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`READ M:007.0-0000-0263.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:007.0-0000-0263.0`
Alternative APNs	`M:007.0=0000=0263.0` `200000000020` `200000000`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Units	4 Units
Stories	2 Stories
Building Area	1,287 sqft Total Area
Gross Area	1,562 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	9,200 sqft (0.211 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	200000000020
Street Address	191 MAIN ST
City	READING
State	MA
Zip	01867-0067
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3005
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1 ALBION ST, WAKEFIELD, MA 01880-2817
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES CU
Nov 5, 2018	Quit Claim Deed, Transfer JAJ TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Nov 13, 1995 · Amount on Record
Deed Book / Page	71844 / 219
Transfer Doc	071844-219
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	191 MAIN ST, READING, MA 01867-0067
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076784-143
Date	Jan 26, 2021
Book Page	76784/143
Instrument	17670

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Nov 5, 2018
Property Address	191 MAIN ST, READING, MA 01867-0067
Document Number	71844-219
Book / Page	71844 / 219
Instrument	170202
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$58.09
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	718440222
Date	Nov 5, 2018
Instrument	71844/0222

Lender

Name	JAJ TRUST
Type	Seller

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,600.00 (+0.86%)	$446,200 (+1.83%) Land $332,900 Building $109,300
2025	$5,552.00 (+1.78%)	$438,200 (+3.79%) Land $326,800 Building $111,400
2024	$5,455.00 (-2.19%)	$422,200 (-) Land $314,600 Building $107,600
2023	$5,577.00	$422,200 Land $314,600 Building $107,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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