Montgomery County property record for 191 Lyons Dr, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,938 sqft · built 1970 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $243,000 (Apr 2017) |
| Tax Bill | $6,820 (2024) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O68 01013 0004 |
| Primary APN | O68 01013 0004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,938 sqft Living Area |
| 1st Floor Area | 1,938 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 21,780 sqft |
| Lot Dimensions | 147 ft deep x 149 ft wide |
| Garage Type | Basement |
| Garage Area | 660 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 400 sqft |
| Patio Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 191 LYONS DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-4748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14 TERRACE VILLA |
| Legal Subdivision | TERRACE VILLA |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 40401 |
Source: Montgomery County records · APN O68 01013 0004
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 LYONS DR, DAYTON, OH 45459-4748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2020 | Warranty Deed, Transfer UNION SVGS |
| Sep 20, 2019 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MTG |
| Dec 14, 2018 | Quit Claim Deed, Mortgage · VA Mortgage CROSSCOUNTRY MTG |
| Apr 27, 2017 | Warranty Deed, Transfer HUNTINGTON NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2017 · Amount on Record |
| Deed Sale | Apr 27, 2017 · Amount on Record |
| Prior Sale | Dec 14, 2018 |
| Deed Document Number | 0000024902 |
| Last Transfer Date | Oct 07, 2020 |
| Transfer Doc | 0000060271 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 07, 2020 |
| Property Address | 191 LYONS DR, DAYTON, OH 45459-4748 |
| Document Number | 0000060271 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 60271 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $34.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 191 LYONS DR CENTERVILLE OH 454594748, CENTERVILLE, OH 45459-4748 |
| Document Number | 60303 |
|---|---|
| Date | Oct 07, 2020 |
| Instrument | 60303 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 06, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 191 LYONS DR, DAYTON, OH 45459-4748 |
| Document Number | 0000056880 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2019 |
| Title Company | FIRST SOURCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 191 LYONS DR CENTERVILLE OH 454594748, CENTERVILLE, OH 45459-4748 |
| Document Number | 0000056880 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 56880 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Dec 14, 2018 |
| Property Address | 191 LYONS DR, DAYTON, OH 45459-4748 |
| Document Number | 0000072825 |
| Instrument Date | Nov 24, 2018 |
| Instrument | 72825 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | FIRST SOURCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 191 LYONS DR DAYTON OH 454594748, DAYTON, OH 45459-4748 |
| Document Number | 72826 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 72826 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 27, 2017 |
| Property Address | 191 LYONS DR, DAYTON, OH 45459-4748 |
| Document Number | 0000024902 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 24902 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | PERFORMANCE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $729.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 191 LYONS DR DAYTON OH 454594748, DAYTON, OH 45459-4748 |
| Document Number | 24903 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 24903 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.27% |
Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107,630 (-) Land $19,550 Building $88,080 | ||
| 2024 | $6,820.00 (+9.19%) | ||
| 2023 | $6,246.00 (+5.49%) | $107,630 (+33.01%) Land $19,550 Building $88,080 | $307,530 (+33.01%) Land $55,860 Building $251,670 |
| 2022 | $5,921.00 | $80,920 Land $14,700 Building $66,220 | |
| 2020 | $231,210 Land $42,000 Building $189,210 |
Source: FEMA National Flood Hazard Layer as of June 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1982–1989) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1989 · Severe Storms & Flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 172 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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