191 Liberty Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 191 Liberty Rd, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	1 bd · 2 ba · 1,529 sqft · built 1959
Lot Size	5.21 acres (226,948 sqft)
Owner	Individual Name on File
Last Sale	$205,500 (Nov 2021)
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`451400800704000`

Property Details

APN / Parcel Number

Primary APN	`451400800704000`
Alternative APN	`56202`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,529 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2009
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	226,948 sqft (5.21 acres)
Lot Width	648 ft Width
Garage Type	Mixed
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56202
Street Address	191 LIBERTY RD
City	MURPHY
State	NC
Zip	28906-8448
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR LUMME 1110/445
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2007
Census Tract	930606

Owner

Source: Cherokee County records · APN 451400800704000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	191 LIBERTY RD, MURPHY, NC 28906-8448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	7983
Deed Book / Page	1697 / 883
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 29, 2021
Property Address	191 LIBERTY RD, MURPHY, NC 28906-8448
Document Number	001697/883
Book / Page	1697 / 883
Instrument Date	Nov 15, 2021
Instrument	7983
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$411.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	191 LIBERTY RD, 191, MURPHY, NC 28906-8448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 LIBERTY RD, MURPHY, NC 28906-8448

Mortgage

Document Number	0001697885
Date	Nov 29, 2021
Instrument	1697/885

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,222.00	$161,370 (-)	$161,370 (-) Land $24,800 Building $136,570
2023		$161,370	$161,370 Land $24,800 Building $136,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 90% of North Carolina
Wildfire Likelihood	About 1 in 350 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wilkes Telephone Membership	Fixed Wireless (unlicensed)	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: CND Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.