Benton County property record for 191 Kay St, Big Sandy, TN 38221
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,200 sqft · built 2017 |
| Lot Size | 2.18 acres (95,312 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $86,000 (Nov 2020) |
| Tax Bill | $960 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Dec 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003028A D 01100 |
| Primary APN | 003028A D 01100 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Metal |
| Lot Area | 95,312 sqft (2.18 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 96 sqft |
| Patio Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 191 KAY ST |
|---|---|
| City | BIG SANDY |
| State | TN |
| Zip | 38221-3550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 08, COUNTY AREA: D01 |
| Legal Subdivision | BLK T |
| Legal Block | T |
| Jurisdiction | BENTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 963000 |
Source: Benton County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 191 KAY ST, BIG SANDY, TN 38221-3550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Dec 19, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MURPHY WALL STATE BANK AND TRUST COMPANY |
| Mar 31, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CARROLL BANK & TRUST |
| Feb 10, 2022 | Warranty Deed, Transfer |
| Nov 16, 2020 | Warranty Deed, Transfer · Commercial Mortgage MURPHY WALL STATE BANK AND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2020 · Amount on Record |
| Deed Sale | Nov 16, 2020 · Amount on Record |
| Prior Sale | Aug 3, 1984 |
| Deed Document Number | 2020103535 |
| Deed Book / Page | 344 / 125 |
| Last Transfer Date | Aug 28, 2025 |
| Transfer Doc | 00427/2149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BENTON TN |
| Recording Date | Sep 8, 2025 |
| Property Address | 191 KAY ST, BIG SANDY, TN 38221-3550 |
| Document Number | 00427/2149 |
| Book / Page | 427 / 2149 |
| Map Reference | CAB C SL 295A |
| Instrument Date | Aug 21, 2025 |
| Instrument | 122074 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 191 KAY ST, BIG SANDY, TN 38221-3550 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON TN |
| Property Address | 191 KAY ST, BIG SANDY, TN 38221-3550 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000387/110 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 387/110 |
| Instrument | 112177 |
| Name | MURPHY WALL STATE BANK AND TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | MURPHYSBORO, IL 62966 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 116 Months |
| Due | Aug 30, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON TN |
| Property Address | 191 KAY ST, BIG SANDY, TN 38221-3550 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000332/101 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 332/101 |
| Instrument | 101138 |
| Name | CARROLL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CAMDEN, TN 38320 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 20, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON TN |
| Recording Date | Feb 10, 2022 |
| Property Address | 191 KAY ST, BIG SANDY, TN 38221-3550 |
| Document Number | 000371/483 |
| Book / Page | 371 / 483 |
| Map Reference | CAB A SL 99 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 108797 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $18.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 235 PLANTATION DR, EADS, TN 38028-3130 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON TN |
| Recording Date | Nov 16, 2020 |
| Property Address | 191 KAY ST, BIG SANDY, TN 38221-3550 |
| Document Number | 000344/125 |
| Book / Page | 344 / 125 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 103535 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 191 KAY ST, BIG SANDY, TN 38221-3550 |
| Document Number | 0000103536 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 103536 |
| Name | MURPHY WALL STATE BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Benton County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Benton County |
| Municipality | Big Sandy Town |
| Unified School District | Benton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $960.00 (-1.03%) | $41,425 (+59.17%) Land $3,375 Building $38,050 | $165,700 (+106.35%) Land $13,500 Building $152,200 |
| 2024 | $970.00 (+29.68%) | $26,025 (+29.64%) Land $875 Building $25,150 | |
| 2023 | $748.00 | $20,075 (-) Land $875 Building $19,200 | |
| 2022 | $748.00 | $20,075 Land $875 Building $19,200 | $80,300 (-22.86%) Land $3,500 Building $76,800 |
| 2020 | $104,100 Land $3,500 Building $100,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG SANDY WATER DEPARTMENT serves 1,217 people · EPA ID TN0000051 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| TEC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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