Augusta County property record for 191 Howardsville Tpke, Stuarts Draft, VA 24477
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 841 sqft · built 1965 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Sep 2017) |
| Tax Bill | $997 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 084B1 1 1C |
| Primary APN | 084B1 1 1C |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 841 sqft Living Area |
| Gross Area | 1,690 sqft |
| 1st Floor Area | 841 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 230 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Deck Area | Deck Area |
| Patio Area | 111 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 191 HOWARDSVILLE TPKE |
|---|---|
| City | STUARTS DRAFT |
| State | VA |
| Zip | 24477-2816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GENERAL AG |
| Legal Description | 84B1-(1)-1C ON THE SOUTHERLY SIDE RT 610 0.459 AC |
| Legal Subdivision | STUARTS DRAFT |
| Jurisdiction | AUGUSTA VA |
| Township / Civil Division | SOUTH RIVER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 71102 |
191 Howardsville Tpke is owned and occupied by two individuals who bought it in September 2017.
Source: Augusta County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 HOWARDSVILLE TPKE, STUARTS DRAFT, VA 24477-2816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DUPONTY COMMUNITY CREDIT UNION |
| Sep 15, 2017 | Deed, Transfer · ARM DUPONT COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2017 · Amount on File |
| Deed Sale | Sep 15, 2017 · Amount on File |
| Prior Sale | Jul 14, 2016 · Amount on File |
| Deed Document Number | 20177365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 191 HOWARDSVILLE TPKE, STUARTS DRAFT, VA 24477-2816 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210008489 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 210008489 |
| Name | DUPONTY COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Sep 15, 2017 |
| Property Address | 191 HOWARDSVILLE TPKE, STUARTS DRAFT, VA 24477-2816 |
| Document Number | 170007365 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 170007365 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 191 HOWARDSVILLE TPKE, STUARTS DRAFT, VA 24477-2816 |
| Document Number | 170007366 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 170007366 |
| Name | DUPONT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | WAYNESBORO, VA 22980 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
The 2026 property tax bill for 191 Howardsville Tpke was $997.
Source: Augusta County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $997.00 | $191,900 (-) Land $60,000 Building $131,900 | |
| 2025 | $997.00 | $191,900 Land $60,000 Building $131,900 | |
| 2024 | $191,900 (+57.04%) Land $60,000 Building $131,900 | ||
| 2023 | $769.00 | $122,200 Land $42,000 Building $80,200 | $122,200 Land $42,000 Building $80,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 191 Howardsville Tpke in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Howardsville Tpke is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH RIVER SANITARY DISTRICT serves 26,083 people · EPA ID VA2015575 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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