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191 Holley St, Biloxi, MS 39530 Property Records

Harrison County property record for 191 Holley St, Biloxi, MS 39530

Property Summary

Property TypeResidential Vacant Land
Details4 bd · 2 ba · 2,442 sqft · built 1910
Lot Size0.473 acres (20,640 sqft)
OwnerIndividual Name on Record
Tax Bill$360 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2020 Sale
Flood ZoneZone AE (high risk)
APN1410J-05-001.000

Property Details

APN / Parcel Number

Primary APN1410J-05-001.000
Alternative APN
  • 009495

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,442 sqft
1st Floor Area1,739 sqft
2nd Floor Area703 sqft

Exterior

Year BuiltBuilt 1910
Exterior MaterialWood Frame
Lot Area20,640 sqft
Lot Dimensions172 ft deep x 124 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number009495
Street Address191 HOLLEY ST
CityBILOXI
StateMS
Zip39530-3919
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBEG AT INTER OF S ROW OF L&N RR & W MAR OF HOLLEY ST S82 DG W 173 FT TO E MAR LILLLY LANE FKA HOWARD LANE S ALONG RD 24 FT N8
Legal Range09
Legal Township07
Legal Section33
Legal Block70
JurisdictionHARRISON MS
Township / Civil Division1
Census Block Group2
Census Block2004
Census Tract3600

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15953 ALBANY DR, BILOXI, MS 39532-2702
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK
Aug 14, 2020Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2020
Deed SaleAug 14, 2020
Deed Document Number2020-0002980-D-J2
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address191 HOLLEY ST, BILOXI, MS 39530-3919
Transaction TypeMortgage
Record UpdatedNov 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210019823
DateDec 6, 2021
Instrument20210019823
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 5, 2036
Interest
Rate TypeAdjustable Rate

August 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHARRISON MS
Recording DateAug 14, 2020
Property Address191 HOLLEY ST, BILOXI, MS 39530-3919
Document Number20200002980DJ2
Map ReferenceBK 318 PG 67
Instrument DateAug 6, 2020
Instrument2020-0002980-D-J2
Transaction TypeTransfer
Record UpdatedNov 6, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address15953 ALBANY DR, BILOXI, MS 39532-2702
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictBiloxi Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$360.00 (-82.73%)$3,224 (-82.87%)$21,496 (-82.87%) Land $21,496
2024$2,084.00 (+0.92%)
2023$2,065.00$18,818$125,453 Land $21,496 Building $103,957
2022$2,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation17.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 162 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies206 units insured
incl. 44 condo units
Nearby Flood Claims179 (1978–2021)
Claims Outside the SFHA68 of 179
Most Recent ClaimAug 2021 · Hurricane Ida
Claims by Event
  • Hurricane Katrina, Aug 2005 · 104 claims
  • Hurricane Georges, Oct 1998 · 11 claims
  • Hurricane Elena, Sep 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BILOXI-NORTH
serves 9,858 people · EPA ID MS0240084
Water SourceGroundwater
Last State InspectionSep 2024
Also Mapped HereCITY OF BILOXI
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
C Spire Wireless
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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