191 Hcr 1434, Covington, TX 76636 Property Records

Hill County property record for 191 Hcr 1434, Covington, TX 76636

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,166 sqft
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jun 2025)
Tax Bill	$3,061 (2026)
Deeds & Mortgages	Jul 2006 Mortgage Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16010-55500-00420-002000`

Property Details

APN / Parcel Number

Primary APN	`16010-55500-00420-002000`
Alternative APN	`352442`

Interior

Full Baths	3 Baths
Building Area	2,166 sqft Living Area
Gross Area	4,006 sqft
1st Floor Area	2,166 sqft

Exterior

Exterior Material	Composition/Composite
Roof Type	Gable
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Detached
Garage Area	912 sqft
Porch	Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16010-55500-00420-002000
Street Address	191 HCR 1434
City	COVINGTON
State	TX
Zip	76636-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J MCCARTER A-555 TR 42B 1.16 AC
Legal Subdivision	J MCCARTER A-
Legal Tract	42B
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	1
Census Block	1026
Census Tract	960200

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9899 PENDLETON, TROY, TX 76579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2006	Deed of Trust, Mortgage FIRST STATE BANK TEXAS
Jun 27, 2025	Deed of Trust, Mortgage · FHA Mortgage EXTRACO BANKS NA
Jan 7, 2005	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL MORTGAGE CORP
Jan 29, 2025	Vendor's Lien, Transfer MUSTANG CREDIT SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Jan 29, 2025 · Amount on Record
Deed Document Number	2025166711
Deed Book / Page	2381 / 111
Prior Transfer Date	Aug 16, 2017
Prior Transfer Doc	0000090561
Record Updated	Oct 29, 2026

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	191 HCR 1434, COVINGTON, TX 76636-4501
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001424/556
Date	Jul 3, 2006
Book Page	1424/556
Instrument	007583

Lender

Name	FIRST STATE BANK TEXAS
Type	Bank
Address	KEENE, TX 76059

Agreement

Amount	Amount Recorded

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	191 HCR 1434, COVINGTON, TX 76636-4501
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	WESTLAND TITLE COMPANY, EASTLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9899 PENDLETON TROY RD, TROY, TX 76579-3614

Mortgage

Document Number	002381/114
Date	Jun 27, 2025
Book Page	2381/114
Instrument	166712

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	191 HCR 1434, COVINGTON, TX 76636-4501
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001322/843
Date	Jan 7, 2005
Book Page	1322/843
Instrument	000184

Lender

Name	UNIVERSAL MORTGAGE CORP
Type	Mortgage Company
Address	MEQUON, WI 53092

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2035

January 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Jan 29, 2025
Property Address	191 HCR 1434, COVINGTON, TX 76636-4501
Document Number	0002357/73
Book / Page	2357 / 73
Map Reference	VOL 950 PG 814
Instrument Date	Jan 29, 2025
Instrument	162947
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	EASTLAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 BISON MEADOW DR, WAXAHACHIE, TX 75165-8765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7649 DICK PRICE RD, MANSFIELD, TX 76063-5233
Investor	Possibly a Property Investor

Mortgage

Date	Jan 29, 2025

Lender

Name	MUSTANG CREDIT SOLUTIONS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,061.00 (+411.02%)	$175,510 (+11.34%) Land $33,700 Building $141,810	$175,510 (+11.34%) Land $33,700 Building $141,810
2025	$599.00 (+2.39%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$157,630 (+5.96%) Land $33,640 Building $123,990	$157,630 (+5.96%) Land $33,640 Building $123,990
2023		$148,760 Land $32,480 Building $116,280	$148,760 Land $32,480 Building $116,280
2022	$585.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2000–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 77% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODROW OSCEOLA WSC BLANTON WELL PLANT 1 serves 2,526 people · EPA ID TX1090025
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Windstream.

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