191 Groton Rd, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 191 Groton Rd, Ayer, MA 01432

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 856 sqft · built 1960
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Nov 1992)
Tax Bill	$4,338 (2025)
Deeds & Mortgages	Nov 2025 Sale Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`AYER M:004 B:0000 L:0005`

Property Details

APN / Parcel Number

Primary APN	`AYER M:004 B:0000 L:0005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	856 sqft Living Area
Basement Area	856 sqft
Unfinished Basement	856 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,598 sqft (1.46 acres)
Garage Type	Detached
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	191 GROTON RD
City	AYER
State	MA
Zip	01432-1169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Lot Number	5
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	2
Census Block	2001
Census Tract	325102

Owner

191 Groton Rd is owned and occupied by two individuals who acquired it in November 2025.

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	191 GROTON RD, AYER, MA 01432-1169
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Warranty Deed, Transfer
Jan 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 1992 · Amount on File
Deed Sale	Nov 12, 1992 · Amount on File
Deed Book / Page	6205 / 290
Last Transfer Date	Nov 6, 2025
Transfer Doc	084895-368
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AYER MA
Recording Date	Nov 19, 2025
Property Address	191 GROTON RD, AYER, MA 01432-1169
Document Number	084895-368
Book / Page	84895 / 368
Instrument Date	Nov 6, 2025
Instrument	141669
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	191 GROTON RD, AYER, MA 01432-1169

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	191 GROTON RD, AYER, MA 01432-1169
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76626-212
Date	Jan 6, 2021
Book Page	76626/212
Instrument	2498

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 191 Groton Rd was $4,338.

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,338.00	$362,700 Land $178,800 Building $183,900	$483,930 (+1.94%)
2024			$474,715
2023	$4,081.00	$328,600 Land $178,800 Building $149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Groton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Groton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Groton Rd

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