Hernando County property record for 191 Galiano Ct, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,274 sqft · built 1984 |
| Lot Size | 0.672 acres (29,275 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $311,000 (Mar 2021) |
| Tax Bill | $4,716 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5050-0231-0070 |
| Primary APN | R32-323-17-5050-0231-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,274 sqft Living Area |
| Gross Area | 3,716 sqft |
| 1st Floor Area | 2,274 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,275 sqft (0.672 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 942 sqft |
| Deck Area | 120 sqft |
| Patio Area | 510 sqft |
| Shed | 1 Shed |
| Shed Area | 264 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00473259 |
|---|---|
| Street Address | 191 GALIANO CT |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-5945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 5 BLK 231 LOT 7 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 5 |
| Legal Block | 231 |
| Legal Lot Number | 7 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41401 |
Source: Hernando County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 191 GALIANO CT, SPRING HILL, FL 34606-5945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Sep 12, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Mar 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage HAMILTON HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2021 · Amount on Record |
| Deed Sale | Mar 4, 2021 · Amount on Record |
| Prior Sale | Jun 16, 2003 · Amount on Record |
| Deed Document Number | 202114790 |
| Deed Book / Page | 3960 / 1711 |
| Prior Transfer Date | Apr 4, 2020 |
| Prior Transfer Doc | 0038681099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 9, 2026 |
| Property Address | 191 GALIANO CT, SPRING HILL, FL 34606-5945 |
| Document Number | 0000060446 |
| Book / Page | 4756 / 1772 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202660446 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 191 GALIANO CT, SPRING HILL, FL 34606-5945 |
| Document Number | 0000060446, |
|---|---|
| Date | Sep 9, 2026 |
| Book Page | 4756/1772 |
| Instrument | 202660446 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 191 GALIANO CT, SPRING HILL, FL 34606-5945 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 191 GALIANO CT, SPRING HILL, FL 34606-5945 |
| Document Number | 0043390752 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 4339/752 |
| Instrument | 2023056354 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 25, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 4, 2021 |
| Property Address | 191 GALIANO CT, SPRING HILL, FL 34606-5945 |
| Document Number | 0039601711 |
| Book / Page | 3960 / 1711 |
| Map Reference | MB 7 PG 96 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021014790 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | PARAMOUNT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,177.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17651 EVELYN CT, 17651, SHADY HILLS, FL 34610-2643 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 191 GALIANO CT, SPRING HILL, FL 34606-5945 |
| Document Number | 39601713 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 3960/1713 |
| Name | HAMILTON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,716.00 (+17.78%) Homeowner's exemption | $321,392 (+5.99%) | $356,305 (+10.72%) Land $63,688 Building $292,617 |
| 2023 | $303,237 (+3%) Land $61,061 Building $242,176 | ||
| 2022 | $4,004.00 Homeowner's exemption | $294,405 Land $43,942 Building $250,463 | $321,796 Land $59,517 Building $262,279 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 5 (1993–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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