191 Ferry St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 191 Ferry St, Lawrence, MA 01841

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,224 sqft · built 1989
Lot Size	0.173 acres (7,556 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2022)
Tax Bill	$3,120 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92 0002 0003 A`

Property Details

APN / Parcel Number

Primary APN	`92 0002 0003 A`
Alternative APN	`LAWR M:0092 B:0002 L:0003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,224 sqft Living Area
Gross Area	2,589 sqft
Basement Area	612 sqft
Unfinished Basement	612 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,556 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	92 0002 0003 A
Street Address	191 FERRY ST
City	LAWRENCE
State	MA
Zip	01841-1328
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Subdivision	FERRY ESTATE CONDO
Legal Block	2
Legal Lot Number	3
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1004
Census Tract	250800

Owner

191 Ferry St, a condominium, is owned and occupied by an individual who bought it in September 2022.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	191 FERRY ST, LAWRENCE, MA 01841-1328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022 · Amount on File
Deed Sale	Sep 13, 2022 · Amount on File
Prior Sale	Jul 1, 2004 · Amount on File
Deed Book / Page	17564 / 192
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Sep 13, 2022
Property Address	191 FERRY ST, LAWRENCE, MA 01841-1328
Document Number	017564-192
Book / Page	17564 / 192
Instrument Date	Sep 13, 2022
Instrument	21510
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	191 FERRY ST, LAWRENCE, MA 01841-1328
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021511
Date	Sep 13, 2022
Instrument	21511

Lender

Name	EQUITY PRIME MTG

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 191 Ferry St was $3,120, up 6.2% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,120.00 (+6.16%)	$361,100 (+8.11%) Building $361,100	$389,199 (+22.18%)
2025	$2,939.00 (+8.09%)	$334,000 (+13.64%) Building $334,000	$318,535
2024	$2,719.00 (+2.29%)	$293,900 (+12.35%) Building $293,900
2023	$2,658.00	$261,600 Building $261,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Ferry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 191 Ferry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880