Cuyahoga County property record for 191 Emerald Ln, Berea, OH 44017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,605 sqft · built 1993 |
| Lot Size | 0.185 acres (8,036 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Jul 2015) |
| Tax Bill | $4,905 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-09-051 |
| Primary APN | 363-09-051 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,605 sqft Living Area |
| Gross Area | 3,441 sqft |
| 1st Floor Area | 1,921 sqft |
| 2nd Floor Area | 684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,036 sqft (0.185 acres) |
| Lot Dimensions | 197 ft deep x 38 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 419 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 191 EMERALD LN |
|---|---|
| City | BEREA |
| State | OH |
| Zip | 44017-1400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-B |
| Legal Description | 1,24 MARIAN VILLAGE PH II EST .16A 015A |
| Legal Subdivision | MARIAN VILLAGE PH II EST |
| Legal Lot Number | 15A |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 134204 |
Source: Cuyahoga County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 191 EMERALD LN, BEREA, OH 44017-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PSE CREDIT UNION |
| Jun 8, 2021 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2015 · Amount on Record |
| Deed Sale | Jul 21, 2015 · Amount on Record |
| Prior Sale | May 28, 1993 · Amount on Record |
| Deed Document Number | 2015317 |
| Prior Transfer Date | Apr 1, 2009 |
| Prior Transfer Doc | 0000000287 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Apr 9, 2026 |
| Property Address | 191 EMERALD LN, BEREA, OH 44017-1400 |
| Document Number | 0000000232 |
| Instrument Date | Mar 21, 2026 |
| Instrument | 2026232 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | GUARDIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 191 EMERALD LN, BEREA, OH 44017-1400 |
| Document Number | 0000000232, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 2026232 |
| Name | PSE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 25, 2031 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 191 EMERALD LN, BEREA, OH 44017-1400 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 191 EMERALD LN, BEREA, OH 44017-1400 |
| Document Number | 0000000159 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 202106080159 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Apr 25, 2026 |
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Berea City |
| Unified School District | Berea City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,905.00 (+2.12%) Homeowner's exemption | $84,700 (-) Land $12,390 Building $72,310 | $242,000 (-) Land $35,400 Building $206,600 |
| 2024 | $4,803.00 (-5.51%) Homeowner's exemption | $84,700 (+15.07%) Land $12,390 Building $72,310 | $242,000 (+15.07%) Land $35,400 Building $206,600 |
| 2023 | $5,083.00 (+0.63%) Homeowner's exemption | $73,610 (-) Land $17,680 Building $55,930 | |
| 2022 | $5,051.00 Homeowner's exemption | $73,610 Land $17,680 Building $55,930 | |
| 2021 | $210,300 Land $50,500 Building $159,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA CITY PWS serves 18,789 people · EPA ID OH1800111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| PCs for People Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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