191 Elm St, Valley Stream, NY 11580 Property Records

Nassau County and Hempstead Town property record for 191 Elm St, Valley Stream, NY 11580

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,140 sqft · built 1949
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Oct 1995)
Tax Bill	$9,365 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`37-415-00-0375`

Property Details

APN / Parcel Number

Primary APN	`37-415-00-0375`
Alternative APNs	`2035-37-415-00-0375-0` `37415000375000000000` `282035 37.-415-375` `37415 03750`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	808 sqft
Game Room	Game Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Balcony Area	9 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	37415 03750
Street Address	191 ELM ST
City	VALLEY STREAM
State	NY
Zip	11580-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	375-376
Legal Subdivision	WINSLOW ESTATES SEC 1
Legal Block	415
Legal Lot Number	375-3
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	1
Census Block	1011
Census Tract	410400

Owner

191 Elm St is owned and occupied by two individuals who bought it in October 1995.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	191 ELM ST, VALLEY STREAM, NY 11580-4915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit JOVIA FINANCIAL FCU
Mar 23, 2018	Quit Claim Deed, Transfer JUDICIAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 1995 · Amount on File
Deed Sale	Oct 18, 1995 · Amount on File
Deed Book / Page	10588 / 756
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	191 ELM ST, VALLEY STREAM, NY 11580-4915
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 ELM ST, VALLEY STREAM, NY 11580-4915

Mortgage

Document Number	M472190522
Date	Jul 25, 2023
Book Page	M47219/522
Instrument	2023-43186

Lender

Name	JOVIA FINANCIAL FCU
Type	Credit Union
Address	WESTBURY, NY 11590

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU NY
Recording Date	Mar 23, 2018
Property Address	191 ELM ST, VALLEY STREAM, NY 11580-4915
Document Number	0136340444
Book / Page	013634 / 000444
Instrument Date	Nov 9, 2017
Instrument	25712
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	JUDICIAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 RIVERSIDE PKWY #5402 GRAND PRAIRIE TX 750508748, 5402, GRAND PRAIRIE, TX 75050-8748

Tax Assessment & Valuation

The 2025 property tax bill for 191 Elm St was $9,365.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Valley Stream Village
Elementary School District	Valley Stream Union Free School District 30 (PK - 06)
Secondary School District	Valley Stream Central High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467 Land $189 Building $278	$467,000
2025	$9,365.00
2023	$9,071.00 Additional exemption filed	$467 Land $189 Building $278	$467,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 191 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 191 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 935 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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