191 Ellington Dr, Spindale, NC 28160 Property Records

Rutherford County property record for 191 Ellington Dr, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,872 sqft · built 1971
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Apr 2015)
Tax Bill	$3,356 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1212539`

Property Details

APN / Parcel Number

Primary APN	`1212539`
Alternative APN	`20962`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,872 sqft Heated Area
Basement Area	800 sqft
Finished Basement	800 sqft
Utility Area	140 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	191 ELLINGTON DR
City	SPINDALE
State	NC
Zip	28160-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	GPIN:1529102594290000; 111 ELLINGTON ST
Legal Subdivision	SPINDALE SUBDIVISION
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2021
Census Tract	960503

Owner

191 Ellington Dr is owned and occupied by two individuals who bought it in April 2015.

Source: Rutherford County records, as of August 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	191 ELLINGTON DR, SPINDALE, NC 28160-1115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2015 · Amount on File
Deed Sale	Apr 17, 2015 · Amount on File
Prior Sale	Apr 17, 2015 · Amount on File
Deed Document Number	2015201400008653
Deed Book / Page	1103 / 666
Prior Transfer Date	Mar 18, 2010
Prior Transfer Doc	0010010624
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	191 ELLINGTON HTS, SPINDALE, NC 28160-1115
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020574940
Date	Mar 9, 2022
Book Page	2057/4940

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 191 Ellington Dr was $3,356.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,356.00	$281,600 Land $20,000 Building $261,600	$281,600 Land $20,000 Building $261,600
2023		$281,600 Land $20,000 Building $261,600	$281,600 Land $20,000 Building $261,600
2022	$2,498.00
2021	$2,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Ellington Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Ellington Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Pangaea Internet.

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