Scott County property record for 191 Elkhorn Meadows Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,390 sqft · built 1998 |
| Lot Size | 0.108 acres (4,683 sqft) |
| Owner | Individual Name on File |
| Last Sale | $201,000 (Oct 2024) |
| Tax Bill | $1,790 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Oct 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 190-30-056.000 |
| Primary APN | 190-30-056.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,390 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,683 sqft (0.108 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 191 ELKHORN MEADOWS DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELKHORN MEADOWS TH |
| Legal Subdivision | ELKHORN MEADOWS TH |
| Legal Phase | 2 |
| Legal Lot Number | 109A |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 40101 |
191 Elkhorn Meadows Dr is owned and occupied by an individual who bought it in October 2024.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 191 ELKHORN MEADOWS DR, GEORGETOWN, KY 40324-8771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2018 | Deed of Trust, Mortgage · Commercial Mortgage KENTUCKY BANK |
| Oct 2, 2024 | Deed, Subdivision Related Transfer · FHA Mortgage KIND LENDING LLC |
| Jun 2, 2023 | Deed, Transfer · Commercial Mortgage CENTURY BANK OF KENTUCKY INC |
| Mar 29, 2021 | Deed, Transfer |
| Jan 30, 2018 | Deed, Transfer S JAMES MISCHNER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2024 · Amount on File |
| Deed Sale | Oct 2, 2024 · Amount on File |
| Prior Sale | Jun 2, 2023 · Amount on File |
| Deed Document Number | 2024512324 |
| Deed Book / Page | 452 / 453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 191 ELKHORN MEADOWS DR, GEORGETOWN, KY 40324-8771 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1408/232 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | M1408/232 |
| Instrument | 391394 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40361 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 24, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 2, 2024 |
| Property Address | 191 ELKHORN MEADOWS DR, GEORGETOWN, KY 40324-8771 |
| Document Number | 00D452/453 |
| Book / Page | D452 / 453 |
| Map Reference | CAB 5SL 1855 |
| Instrument Date | Sep 24, 2024 |
| Instrument | 512324 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $201.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2108 PALMBROOKE CT, LEXINGTON, KY 40513-1125 |
| Name | Verified Name |
|---|---|
| Address | 191 ELKHORN MEADOWS DR, GEORGETOWN, KY 40324-8771 |
| Document Number | 0000512325 |
|---|---|
| Date | Oct 2, 2024 |
| Instrument | 512325 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 2, 2023 |
| Property Address | 191 ELKHORN MEADOWS DR, GEORGETOWN, KY 40324-8771 |
| Document Number | 00D442/239 |
| Book / Page | D442 / 239 |
| Map Reference | SL 1855 |
| Instrument Date | May 25, 2023 |
| Instrument | 473889 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 BUFFALO RUN CT, GEORGETOWN, KY 40324-8104 |
| Name | Verified Name |
|---|---|
| Address | 2108 PALMBROOKE CT, LEXINGTON, KY 40513-1125 |
| Investor | Possibly a Property Investor |
| Document Number | 0000473890 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 473890 |
| Name | CENTURY BANK OF KENTUCKY INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 29, 2021 |
| Property Address | 191 ELKHORN MEADOWS DR, GEORGETOWN, KY 40324-8771 |
| Document Number | 00D422/681 |
| Book / Page | D422 / 681 |
| Map Reference | SL 1855 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 431472 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 ORCHARD CT, NICHOLASVILLE, KY 40356-2359 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 105 BUFFALO RUN CT, GEORGETOWN, KY 40324-8104 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 30, 2018 |
| Property Address | 191 ELKHORN MEADOWS DR, GEORGETOWN, KY 40324-8771 |
| Document Number | 00D394/563 |
| Book / Page | D394 / 563 |
| Map Reference | SL1855 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 381651 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 WESTCHESTER DR, WINCHESTER, KY 40391-9519 |
| Name | Verified Name |
|---|---|
| Address | 191 ELKHORN MEADOWS DR, GEORGETOWN, KY 40324-8771 |
| Document Number | 0000381652 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 381652 |
| Name | S JAMES MISCHNER |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | Jan 26, 2020 |
The 2025 property tax bill for 191 Elkhorn Meadows Dr was $1,790.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,000 (-) | $201,000 (-) | |
| 2025 | $1,790.00 | $201,000 | $201,000 |
| 2023 | $1,331.00 (+27.86%) | $146,900 (+22.42%) Land $20,000 Building $126,900 | $146,900 (+22.42%) Land $20,000 Building $126,900 |
| 2022 | $1,041.00 | $120,000 Land $15,000 Building $105,000 | $120,000 Land $15,000 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 191 Elkhorn Meadows Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (2015–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Elkhorn Meadows Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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