191 Edge Ave, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 191 Edge Ave, Valparaiso, FL 32580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,320 sqft · built 2021
Lot Size	0.495 acres (21,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Feb 2020)
Tax Bill	$4,816 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-9712-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-9712-5`
Alternative APNs	`12-1S-23-253A-0007-0110` `23S112253A00070110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	2,125 sqft
1st Floor Area	1,320 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	21,577 sqft (0.495 acres)
Lot Width	75 ft Width
Garage Type	Detached
Garage Area	625 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	191 EDGE AVE
City	VALPARAISO
State	FL
Zip	32580-1361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALPARAISO PLAT 1 LOT 11 BLK 7
Legal Range	23W
Legal Township	01S
Legal Section	12
Legal Subdivision	VALPARAISO
Legal Block	7
Legal Lot Number	11
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	5
Census Block	5023
Census Tract	21200

Owner

Source: Okaloosa County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	191 EDGE AVE, VALPARAISO, FL 32580-1361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK
Feb 28, 2020	Warranty Deed, Transfer FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NAT'L LAND TITLE CO INC
Feb 28, 2020	Correction Deed FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NAT'L LAND TITLE CO INC
Dec 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	20203340944
Deed Book / Page	3446 / 4687
Prior Transfer Date	Feb 25, 2020
Prior Transfer Doc	0034464686
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 4, 2022
Property Address	191 EDGE AVE, VALPARAISO, FL 32580-1361
Document Number	0036200095
Book / Page	3620 / 95
Map Reference	MB 1 PG 58
Instrument Date	Apr 28, 2022
Instrument	3547450
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	PANHANDLE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 EDGE AVE, 156, VALPARAISO, FL 32580-1359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 EDGE AVE, VALPARAISO, FL 32580-1361

Mortgage

Document Number	0000362097
Date	May 4, 2022
Instrument	3620/97

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 28, 2020
Property Address	191 EDGE AVE, VALPARAISO, FL 32580-1361
Document Number	0034464687
Book / Page	003446 / 004687
Instrument Date	Feb 25, 2020
Instrument	3340944
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NAT'L LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2028 CYNTHIA DR TALLAHASSEE FL 323037346, TALLAHASSEE, FL 32303-7346

February 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 28, 2020
Property Address	191 EDGE AVE, VALPARAISO, FL 32580-1361
Document Number	0034464686
Book / Page	003446 / 004686
Instrument Date	Feb 25, 2020
Instrument	3340943
Record Updated	Mar 20, 2020
Title Company	FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NAT'L LAND TITLE CO INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 CYNTHIA DR TALLAHASSEE FL 323037346, TALLAHASSEE, FL 32303-7346

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 17, 2019
Property Address	191 EDGE AVE, VALPARAISO, FL 32580-1361
Document Number	0034341667
Book / Page	003434 / 001667
Instrument Date	Dec 10, 2019
Instrument	3325090
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 CYNTHIA DR TALLAHASSEE FL 323037346, TALLAHASSEE, FL 32303-7346

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Valparaiso City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,816.00 (+6.57%) Homeowner's exemption	$365,124 (+2.77%)	$367,865 (+3.54%) Land $106,734 Building $261,131
2023	$4,519.00 (-2.71%) Homeowner's exemption	$355,276 (+9.9%) Land $90,091 Building $265,185	$355,276 (+9.9%) Land $90,091 Building $265,185
2022	$4,645.00	$323,266 Land $74,610 Building $248,656	$323,266 Land $74,610 Building $248,656

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	103 in force
Nearby Flood Claims	67 (1990–2020)
Claims Outside the SFHA	15 of 67
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 23 claims Hurricane Georges, Oct 1998 · 5 claims Hurricane Opal, Oct 1995 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALPARAISO serves 5,722 people · EPA ID FL1460149
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber	1,000 / 35
City of Valparaiso Cable	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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