191 Echo Lake Cir, Byrnes Mill (Eureka), MO 63025 Property Records

Jefferson County property record for 191 Echo Lake Cir, Byrnes Mill, MO 63025

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,893 sqft · built 2008
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on Record
Last Sale$388,900 (Nov 2015)
Tax Bill$4,877 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Oct 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN03-5.0-21.0-0-000-031.61

Property Details

APN / Parcel Number

Primary APN03-5.0-21.0-0-000-031.61
Alternative APN
  • 0350210 03161

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,893 sqft Living Area
Gross Area2,597 sqft
1st Floor Area1,155 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Construction TypeFrame
Lot Area27,007 sqft (0.62 acres)
Garage TypeAttached
Garage Area704 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area151 sqft
Deck AreaDeck Area
Patio Area317 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address191 ECHO LAKE CIR
CityBYRNES MILL
StateMO
Zip63025-3020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionECHO LAKE LOT 61
Legal Range4E
Legal Township43N
Legal Section21
Legal SubdivisionECHO LAKE
Legal Block2
Legal Lot Number61
JurisdictionJEFFERSON MO
Township / Civil DivisionHIGH RIDGE
Census Block Group2
Census Block2010
Census Tract700302

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address191 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Deed of Trust, Mortgage · Line of Credit
CENTURY CU
Oct 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
DAS ACQUISITION
Feb 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
DAS ACQUISITION
Apr 28, 2023Deed of Trust, Mortgage · Line of Credit
CENTURY CU
Nov 7, 2022Beneficiary Deed, Transfer
May 8, 2020Deed of Trust, Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2015 · Amount on Record
Deed SaleNov 4, 2015 · Amount on Record
Prior SaleJan 4, 2013 · Amount on Record
Deed Document Number201535865
Last Transfer DateOct 31, 2022
Transfer Doc0000035858
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address191 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020
Transaction TypeMortgage
Record UpdatedMay 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009528
DateApr 23, 2024
Instrument2024R-009528
Lender
NameCENTURY CU
TypeCredit Union
AddressSAINT LOUIS, MO 63125
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 22, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address191 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020
Transaction TypeMortgage
Record UpdatedAug 16, 2023
Title CompanyNOT AVAILABLE, PTA

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020
InvestorPossibly a Property Investor

Mortgage

Document Number0000044894
DateOct 13, 2021
Instrument2021R-044894
Lender
NameDAS ACQUISITION
TypeMortgage Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address191 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020
InvestorPossibly a Property Investor

Mortgage

Document Number0000003671
DateFeb 1, 2022
Instrument2022R-003671
Lender
NameDAS ACQUISITION
TypeMortgage Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address191 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010145
DateApr 28, 2023
Instrument2023R-010145
Lender
NameCENTURY CU
TypeCredit Union
AddressSAINT LOUIS, MO 63125
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 27, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionJEFFERSON MO
Recording DateNov 7, 2022
Property Address191 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020
Document Number0000035858
Map ReferenceMB 224 PG 14-19
Instrument DateOct 31, 2022
Instrument2022R-035858
Transaction TypeTransfer
Record UpdatedAug 16, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address191 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address191 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020
Document Number0000016476
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJun 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address191 ECHO LAKE CIR BYRNES MILL MO 630253020, BYRNES MILL, MO 63025-3020

Mortgage

Document Number0000016476
DateMay 15, 2020
Instrument16476
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueMay 14, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityByrnes Mill City
Unified School DistrictNorthwest R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,900 (-) Land $7,700 Building $60,200$357,400 (-) Land $40,700 Building $316,700
2025$4,877.00 (+7.83%)$67,900 (+9.16%) Land $7,700 Building $60,200$357,400 (-) Land $40,700 Building $316,700
2024$4,523.00 (+0.58%)$357,400 (+9.2%) Land $40,700 Building $316,700
2023$4,497.00 (-0.07%)$62,200 (-) Land $7,700 Building $54,500$327,300 (-) Land $40,700 Building $286,600
2022$4,500.00$62,200 Land $7,700 Building $54,500
2021$327,300 Land $40,700 Building $286,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims414 (1979–2020)
Claims Outside the SFHA25 of 414
Most Recent ClaimAug 2020 · other causes
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2009 · 47 claims
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 82 claims
  • Severe Storms & Flooding, Sep 1993 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 6
serves 7,500 people · EPA ID MO6024298
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

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