191 E Monroe Ave, Warsaw, VA 22572 Property Records

Richmond County property record for 191 E Monroe Ave, Warsaw, VA 22572

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,642 sqft · built 2018
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$184,500 (Apr 2020)
Tax Bill	$1,455 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16A3(10)10`

Property Details

APN / Parcel Number

Primary APN	`16A3(10)10`
Alternative APNs	`25162` `5204`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,642 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	160 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	5204
Street Address	191 E MONROE AVE
City	WARSAW
State	VA
Zip	22572-4363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN OF WARSAW
Legal Description	DIST:4 CITY/MUNI/TWP:TOWN OF WARSAW
Jurisdiction	RICHMOND VA
Township / Civil Division	3
Census Block Group	3
Census Block	3027
Census Tract	40100

Owner

Source: Richmond County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 476, WARSAW, VA 22572-0476
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 15, 2020	Warranty Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Deed Document Number	02020320RS
Deed Book / Page	2020 / 320RS
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND VA
Property Address	191 E MONROE AVE, WARSAW, VA 22572-4363
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 E MONROE AVE, WARSAW, VA 22572-4363

Mortgage

Document Number	2025000884
Date	Oct 29, 2025
Instrument	2025000884

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND VA
Recording Date	Apr 15, 2020
Property Address	191 E MONROE AVE, WARSAW, VA 22572-4363
Document Number	2020000320
Instrument Date	Mar 26, 2020
Instrument	2020000320
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 E MONROE AVE, WARSAW, VA 22572-4363
Investor	Possibly a Property Investor

Mortgage

Document Number	2020000321
Date	Apr 15, 2020
Instrument	2020000321

Lender

Name	SIERRA PACIFIC MORTGAGE COMPANY INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Richmond County
Municipality	Warsaw Town
Unified School District	Richmond County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,455.00 (+7.14%)	$242,597 (+25%) Land $32,832 Building $209,765	$242,597 (+25%) Land $32,832 Building $209,765
2023	$1,358.00	$194,077 Land $32,832 Building $161,245	$194,077 Land $32,832 Building $161,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTMORELAND COUNTY INDUSTRIAL PARK serves 802 people · EPA ID VA4193080
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	TOWN OF WARSAW
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable · Fiber in parts of the area	1,000 / 50
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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