191 E Madison St, Cannon Beach, OR 97110 Property Records

Clatsop County property record for 191 E Madison St, Cannon Beach, OR 97110

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,136 sqft · built 1940
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Company Names on Record
Last Sale	$445,000 (Jun 2017)
Tax Bill	$4,689 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51029BC01100`

Property Details

APN / Parcel Number

Primary APN	`51029BC01100`
Alternative APN	`5508`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,136 sqft Living Area
Gross Area	1,389 sqft
1st Floor Area	736 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Exterior Material	Shingles
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	264 sqft
Patio Area	264 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5508
Street Address	191 E MADISON ST
City	CANNON BEACH
State	OR
Zip	97110-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SEC:29BC SEC/TWN/RNG/MER:SEC 29 TWN 05 RNG 10
Legal Range	10
Legal Township	05
Legal Section	29
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	ELK CRK PARK
Jurisdiction	CLATSOP OR
Township / Civil Division	SEASIDE
Census Block Group	3
Census Block	3070
Census Tract	951100

Owner

Source: Clatsop County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	191 E MADISON ST, CANNON BEACH, OR 97110-3116
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jun 29, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Prior Sale	Jun 29, 2017 · Amount on Record
Deed Document Number	0000005251
Last Transfer Date	May 9, 2025
Transfer Doc	0000002255
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	191 E MADISON ST, CANNON BEACH, OR 97110-3116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009179
Date	Oct 21, 2020
Instrument	202009179

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLATSOP OR
Recording Date	Jun 29, 2017
Property Address	191 E MADISON ST, CANNON BEACH, OR 97110-3116
Document Number	0000005251
Instrument Date	Jun 27, 2017
Instrument	201705251
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	733 LAKE ST S APT 105, 105, KIRKLAND, WA 98033-6436

Mortgage

Document Number	0000005252
Date	Jun 29, 2017
Instrument	201705252

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Municipality	Cannon Beach City
Unified School District	Seaside School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,689.00 (+12.07%)	$464,468 (+30.39%) Building $464,468	$968,435 (+5.17%) Land $503,967 Building $464,468
2023	$4,184.00 (+17.93%)	$356,217 (+18.29%)	$920,854 (+33%) Land $484,583 Building $436,271
2022	$3,548.00	$301,145	$692,360 Land $410,151 Building $282,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 141 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	174 units insured incl. 33 condo units
Nearby Flood Claims	17 (1981–2024)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 4 claims Severe Storms & Flooding, Jan 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANNON BEACH serves 1,710 people · EPA ID OR4100164
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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