191 E Elm St, La Follette, TN 37766 Property Records

Campbell County property record for 191 E Elm St, La Follette, TN 37766

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1972
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,000 (May 2019)
Tax Bill	$386 (2022)
Deeds & Mortgages	Jan 2023 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`007085N B 03800`

Property Details

APN / Parcel Number

Primary APN	`007085N B 03800`
Alternative APNs	`092B R 01100 000` `085N B 03800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	76 ft deep x 98 ft wide
Porch	Slab
Porch Area	128 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	191 E ELM ST
City	LA FOLLETTE
State	TN
Zip	37766-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1 ; SUBDIVISION: BLK 344A ; BLOCK: 344A
Legal Subdivision	BLK 344A
Legal Block	344A
Jurisdiction	CAMPBELL TN
Township / Civil Division	2
Census Block Group	2
Census Block	2009
Census Tract	950702

Owner

Source: Campbell County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	191 E ELM ST, LA FOLLETTE, TN 37766-3636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit BUILTWELL BANK
May 7, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST VOLUNTEER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Prior Sale	Mar 23, 2009 · Amount on Record
Deed Document Number	20192115
Deed Book / Page	521 / 336
Transfer Doc	000434/848
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL TN
Property Address	191 E ELM ST, LA FOLLETTE, TN 37766-3636
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 E ELM ST, LA FOLLETTE, TN 37766-3636

Mortgage

Document Number	0000000247
Date	Jan 12, 2023
Book Page	T776/342
Instrument	23000247

Lender

Name	BUILTWELL BANK
Type	Bank
Address	CHATTANOOGA, TN 37401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Nov 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL TN
Recording Date	May 7, 2019
Property Address	191 E ELM ST, LA FOLLETTE, TN 37766-3636
Document Number	0000002115
Book / Page	W521 / 336
Instrument Date	May 6, 2019
Instrument	19002115
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 E ELM ST, LA FOLLETTE, TN 37766-3636

Mortgage

Document Number	0000002116
Date	May 7, 2019
Instrument	19002116

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 6, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Campbell County
Municipality	La Follette City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,800 (+94.87%) Land $3,375 Building $19,425
2024			$91,200 (+94.87%) Land $13,500 Building $77,700
2022	$386.00	$11,700 Land $2,575 Building $9,125	$46,800 Land $10,300 Building $36,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFOLLETTE UTILITIES BOARD serves 27,984 people · EPA ID TN0000374
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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