191 E 1250 N, Layton, UT 84041 Property Records

Davis County property record for 191 E 1250 N, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 960 sqft · built 1981
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$376,848 (Jun 2023)
Tax Bill	$1,896 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-110-0116`

Property Details

APN / Parcel Number

Primary APN	`10-110-0116`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	880 sqft
Unfinished Basement	880 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	191 E 1250 N
City	LAYTON
State	UT
Zip	84041-2475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 116, FORT LANE SUB NO 4. CONT 0.18 ACRES
Legal Subdivision	FORT LANE SUBDIVISION #4
Legal Lot Number	116
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2005
Census Tract	125805

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	191 E 1250 N, LAYTON, UT 84041-2475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GOLDENWEST FCU
Jun 29, 2023	Warranty Deed, Transfer · FHA Mortgage GOLDENWEST FCU
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage EQUIHOME MORTGAGE LLC
Aug 12, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Oct 25, 2019	Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	20233534592
Deed Book / Page	8286 / 126
Prior Transfer Date	Dec 20, 2005
Prior Transfer Doc	0002133710
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	191 E 1250 N, LAYTON, UT 84041-2475
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, ACRISURE NATL LENDER SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 E 1250 N, LAYTON, UT 84041-2475

Mortgage

Document Number	008832/366
Date	Sep 15, 2025
Book Page	8832/366
Instrument	3633864

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year T-Bill
Max Rate	6%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	191 E 1250 N, LAYTON, UT 84041-2475
Transaction Type	Mortgage
Record Updated	Jul 14, 2023
Title Company	US TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008286/150
Date	Jun 29, 2023
Book Page	8286/150
Instrument	3534596

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84403

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 29, 2023
Property Address	191 E 1250 N, LAYTON, UT 84041-2475
Document Number	008286/126
Book / Page	8286 / 126
Instrument Date	Jun 28, 2023
Instrument	3534592
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	191 E 1250 N, LAYTON, UT 84041-2475

Mortgage

Document Number	0003534595
Date	Jun 29, 2023
Instrument	3534595

Lender

Name	GOLDENWEST FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	191 E 1250 N, LAYTON, UT 84041-2475
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	KEYSTONE TITLE INSURANCE, KEYSTONE TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007942/196
Date	Feb 8, 2022
Book Page	7942/196
Instrument	3455389

Lender

Name	EQUIHOME MORTGAGE LLC
Address	MIDVALE, UT 84047

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	191 E 1250 N, LAYTON, UT 84041-2475
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CORELOC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 E 1250 N, LAYTON, UT 84041-2475

Mortgage

Document Number	7821/520
Date	Aug 12, 2021
Book Page	7821/520
Instrument	3408594

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 25, 2019
Property Address	191 E 1250 N, LAYTON, UT 84041-2475
Document Number	7376/0891
Book / Page	7376 / 0891
Instrument Date	Oct 23, 2019
Instrument	3198632
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	191 E 1250 N, WEST JORDAN, UT 84081
Investor	Possibly a Property Investor

Mortgage

Document Number	3198668
Date	Oct 25, 2019
Instrument	3198668

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,649 (+5.8%) Land $110,142 Building $100,507	$383,000 (+5.8%) Land $200,259 Building $182,741
2025	$1,896.00 (+2.71%)	$199,100 (-40.03%) Land $99,118 Building $99,982	$362,000 (+9.04%) Land $180,215 Building $181,785
2024	$1,846.00 (+3.65%)
2023	$1,781.00 (-3%)	$332,000 (+78.59%) Land $139,109 Building $192,891	$332,000 (-1.78%) Land $139,109 Building $192,891
2022	$1,836.00	$185,900 Land $73,071 Building $112,829	$338,000 Land $132,856 Building $205,144

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Rise Broadband, Utah Broadband.

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