Currituck County property record for 191 Dowdys Bay Rd, Grandy, NC 27939
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,764 sqft · built 2013 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,500 (Sep 2016) |
| Tax Bill | $1,160 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 9922-23-2732 |
| Primary APN | 9922-23-2732 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| Intercom | Intercom |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 214 ft deep x 163 ft wide |
| Shed | 1 Shed |
|---|---|
| Shed Area | 140 sqft |
| Lean-To | 140 sqft |
| Boat House | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000142049 |
|---|---|
| Street Address | 191 DOWDYS BAY RD |
| City | GRANDY |
| State | NC |
| Zip | 27939-9716 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | SFM |
| Legal Description | OUTLAW RECOMB LOTS 3 & 4 SEC 1 WATERVIEW SHORES |
| Legal Subdivision | WATERVIEW SHORES |
| Legal Lot Number | 4A |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 110401 |
191 Dowdys Bay Rd, a mobile home, is owned by an individual who bought it in September 2016.
Source: Currituck County records, as of December 2, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 31, GRANDY, NC 27939-0031 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2016 · Amount on File |
| Deed Sale | Sep 22, 2016 · Amount on File |
| Deed Book / Page | 1380 / 53 |
| Prior Transfer Date | Sep 20, 2016 |
| Prior Transfer Doc | 0013800053 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 191 DOWDYS BAY RD, GRANDY, NC 27939-9716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0016740877 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 1674/877 |
| Instrument | 372558 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 191 DOWDYS BAY RD, GRANDY, NC 27939-9716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0014250437 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 1425/437 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 191 Dowdys Bay Rd was $1,160, up 0.8% from the year before.
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,160.00 (+0.78%) | $288,800 (-) Land $89,800 Building $199,000 | |
| 2024 | $1,151.00 (-38.25%) | $288,800 (-) Land $89,800 Building $199,000 | |
| 2023 | $1,864.00 (+18.95%) | $288,800 (-) Land $89,800 Building $199,000 | $288,800 (-) Land $89,800 Building $199,000 |
| 2022 | $1,567.00 | $288,800 Land $89,800 Building $199,000 | $288,800 (-) Land $89,800 Building $199,000 |
| 2021 | $288,800 Land $89,800 Building $199,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 191 Dowdys Bay Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 101 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 121 units insured incl. 20 condo units |
| Nearby Flood Claims | 97 (1998–2022) |
| Claims Outside the SFHA | 2 of 97 |
| Most Recent Claim | Jun 2022 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Dowdys Bay Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | CURRITUCK COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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