191 Divide Loop, Flat Rock, NC 28731 Property Records

Henderson County property record for 191 Divide Loop, Flat Rock, NC 28731 · Last verified July 2026

Property Highlights

Property TypeResidential > Prefabricated > Manufactured or Modular Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2013
Square Footage2,052 sqft Heated Area
Lot Size29,185 sqft (0.67 acres)
OccupancyOwner Occupied
Last Sale$324,000 (2022)
Tax Bill$1,822.00 (2025)

Property Details

APN / Parcel Number

Primary APN9598392813
Alternative APNs
  • 00959839281355
  • 9972889

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area2,052 sqft Heated Area
1st Floor2,052 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2013
Architectural StyleModular Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area29,185 sqft (0.67 acres)

Exterior Amenities

Deck Area204 sqft Deck
Canopy Area84 sqft Canopy
Outdoor Kitchen Or Brick BBQOutdoor Kitchen or Brick BBQ
Utility Building120 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number9972889
Street Address191 DIVIDE LOOP
CityFLAT ROCK
StateNC
Zip28731-4759
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Manufactured or Modular Home
Legal DescriptionCOUNTRY VIEW ESTATES LO38 PHIII PL2003-4596
Legal SubdivisionVIEW ESTATES
Legal Phase3
Legal Block39
Legal Lot Number2813
JurisdictionHENDERSON NC
Minor Civil DivisionBLUE RIDGE
Census Blockgroup1
Census Block1002
Census Tract930302

Owner

Source: Henderson County records · APN 9598392813

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address191 DIVIDE LOOP, FLAT ROCK, NC 28731-4759
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2022 · Amount on Record
Deed SaleJun 21, 2022 · Amount on Record
Prior SaleSep 21, 2011
Deed Doc Number2022981768
Deed Book / Page3928 / 499
Record RefreshedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJun 21, 2022
Property Address191 DIVIDE LOOP, FLAT ROCK, NC 28731-4759
Document Number0039280499
Book / Page3928 / 499
Map ReferenceCAB 4596
Instrument DateJun 13, 2022
Instrument981768
Transaction TypeTransfer
Record UpdatedJul 05, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$648.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 202, ZIRCONIA, NC 28790-0202

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 DIVIDE LOOP, FLAT ROCK, NC 28731-4759

Mortgage

Document Number0000981769
DateJun 21, 2022
Instrument981769
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.9%
Type Change DateJul 01, 2027
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change5.9%
Index5-Year CMT
Max Rate9.9%

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$319,200 (-) Land $53,600 Building $265,600
2025$1,822.00
2023$319,200 Land $53,600 Building $265,600$319,200 Land $53,600 Building $265,600

Nearby Properties on Divide Loop

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