Walton County property record for 191 Dickens Dr, Freeport, FL 32439 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,721 sqft · built 2015 |
| Lot Size | 0.24 acres (10,459 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Mar 2019) |
| Tax Bill | $4,115 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23070-000-0570 |
| Primary APN | 17-1S-19-23070-000-0570 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,721 sqft Living Area |
| Gross Area | 2,277 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,459 sqft (0.24 acres) |
| Garage Type | Finished |
| Garage Area | 399 sqft |
| Porch | Porch |
| Porch Area | 157 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1028197 |
|---|---|
| Street Address | 191 DICKENS DR |
| City | FREEPORT |
| State | FL |
| Zip | 32439-2295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 57 PASSAGES AT HAMMOCK BAY PB 17-59 OR 2883-3030 OR 2998-4557 OR 3098-3477 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | PASSAGES AT HAMMOCK BAY |
| Legal Lot Number | 57 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950502 |
Source: Walton County records · APN 17-1S-19-23070-000-0570
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 DICKENS DR, FREEPORT, FL 32439-2295 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 04, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Mar 04, 2019 | Warranty Deed, Transfer · VA Mortgage FIRST FL BKNG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 04, 2019 · Amount on Record |
| Deed Sale | Mar 04, 2019 · Amount on Record |
| Prior Sale | Jan 05, 2016 · Amount on Record |
| Deed Document Number | 20190006413 |
| Deed Book / Page | 3098 / 3477 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 191 DICKENS DR, FREEPORT, FL 32439-2295 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 191 DICKENS DR, FREEPORT, FL 32439-2295 |
| Document Number | 0031732135 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 3173/2135 |
| Instrument | 20200051389 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 191 DICKENS DR, FREEPORT, FL 32439-2295 |
| Document Number | 0031263736 |
| Instrument Date | Dec 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 191 DICKENS DR FREEPORT FL 324392295, FREEPORT, FL 32439-2295 |
| Document Number | 0031263736 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 003126/003736 |
| Instrument | 43024 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 09, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 04, 2019 |
| Property Address | 191 DICKENS DR, FREEPORT, FL 32439-2295 |
| Document Number | 0030983477 |
| Book / Page | 003098 / 003477 |
| Instrument Date | Mar 01, 2019 |
| Instrument | 6413 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | AQUA TITLE SERVICES, AQUA TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 191 DICKENS DR FREEPORT FL 324392295, FREEPORT, FL 32439-2295 |
| Document Number | 30983479 |
|---|---|
| Date | Mar 04, 2019 |
| Book Page | 003098/003479 |
| Instrument | 6414 |
| Name | FIRST FL BKNG |
|---|---|
| Type | Funding / Finance Company |
| Address | DESTIN, FL 32540 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 03, 2049 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $314,330 (-4.43%) Land $50,000 Building $264,330 | $314,330 (-4.43%) Land $50,000 Building $264,330 | |
| 2024 | $4,115.00 (+6.47%) | ||
| 2023 | $3,865.00 (+11.51%) | $328,895 (+9.53%) Land $40,535 Building $288,360 | $328,895 (+9.53%) Land $40,535 Building $288,360 |
| 2022 | $3,466.00 | $300,281 Land $44,994 Building $255,287 | $300,281 Land $44,994 Building $255,287 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 296 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020, other causes, Hurricane Sally |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 1,000 / 1,000 |
| Wildstar Networks | Fixed Wireless | 200 / 50 |
May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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