191 Dawn Cir, Galt, CA 95632 Property Records

Sacramento County property record for 191 Dawn Cir, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,315 sqft · built 1992
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (Jul 2002)
Tax Bill	$3,393 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-0520-067-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0520-067-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,315 sqft Living Area
1st Floor Area	1,315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	191 DAWN CIR
City	GALT
State	CA
Zip	95632-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	FUMASI RANCH 02, LOT 172
Legal Subdivision	FUMASI RANCH 02
Legal Lot Number	172
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3001
Census Tract	9502

Owner

191 Dawn Cir is owned and occupied by an individual who acquired it in June 2026.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	191 DAWN CIR, GALT, CA 95632-2608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Grant Deed, Transfer · Line of Credit GOLDEN 1 CREDIT UNION
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2002 · Amount on File
Deed Sale	Jul 31, 2002 · Amount on File
Prior Sale	Sep 28, 2001 · Amount on File
Deed Book / Page	20020731 / 3275
Last Transfer Date	Jun 23, 2026
Transfer Doc	2026000746
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 29, 2026
Property Address	191 DAWN CIR, GALT, CA 95632-2608
Document Number	2026000746
Book / Page	20260629 / 746
Instrument Date	Jun 23, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 DAWN CIR, GALT, CA 95632-2608

Mortgage

Document Number	2026000747,
Date	Jun 29, 2026
Book Page	20260629/747

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	191 DAWN CIR, GALT, CA 95632-2608
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 DAWN CIR, GALT, CA 95632-2608

Mortgage

Document Number	0000000572
Date	Jan 11, 2022
Instrument	2022011100572

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 191 Dawn Cir was $3,393, up 4.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$282,139 (+2%) Land $73,849 Building $208,290
2025	$3,393.00 (+4.21%)	$276,607 Land $72,401 Building $204,206
2024	$3,256.00 (+1.59%)
2023	$3,205.00 (+3.92%)	$265,868 Land $69,591 Building $196,277
2022	$3,084.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 191 Dawn Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Dawn Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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