191 Coles Dr, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 191 Coles Dr, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,650 sqft · built 2005
Lot Size1.79 acres (77,972 sqft)
Owner2 Individual Names on File
Tax Bill$2,760 (2025)
Deeds & MortgagesJun 2017 Refinance
Jun 2017 Refinance
Flood ZoneZone X (minimal risk)
APN105-15-000-007.18

Property Details

APN / Parcel Number

Primary APN105-15-000-007.18
Alternative APN
  • 19568

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,650 sqft Living Area
1st Floor Area2,650 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area77,972 sqft (1.79 acres)
Utility Building64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number19568
Street Address191 COLES DR
CityPONTOTOC
StateMS
Zip38863-7695
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.79 AC PT SW1/4 SE1/4 20045392 10/6/04 20045704 10/25/04 20111095 3/23/11 20173128 7/31/17 20214025 9/30/21 20242894 8/16/24
Legal Range03E
Legal Township09S
Legal Section15
Legal SubdivisionSHADOW BROOK HILLS
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group4
Census Block4008
Census Tract950102

Owner

191 Coles Dr is owned and occupied by two individuals who acquired it in September 2021.

Source: Pontotoc County records, as of October 31, 2025

Owner of Record2 Individual Names on File
Mailing Address191 COLES DR, PONTOTOC, MS 38863-7695
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2017Deed of Trust, Mortgage · Stand-Alone Refinance
RENASANT BANK
Jun 8, 2017Deed of Trust, Mortgage · Stand-Alone Refinance
RENASANT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2021
Deed SaleSep 20, 2021
Prior SaleAug 6, 2021
Deed Document Number20214025
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address191 COLES DR, PONTOTOC, MS 38863-7695
Transaction TypeMortgage
Record UpdatedNov 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017002331
DateJun 8, 2017
Instrument2017002331
Lender
NameRENASANT BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address191 COLES DR, PONTOTOC, MS 38863-7695
Transaction TypeMortgage
Record UpdatedNov 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017002333
DateJun 8, 2017
Instrument2017002333
Lender
NameRENASANT BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 191 Coles Dr was $2,760 with exemptions applied.

Source: Pontotoc County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,760.00 Homeowner's exemption Senior Citizen's exemption$20,784$205,744 Land $17,500 Building $188,244
2023$2,650.00 Homeowner's exemption Senior Citizen's exemption$20,784$205,744 Land $17,500 Building $188,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Coles Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Coles Dr is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK HILL WATER ASSN
public/private · serves 4,739 people · EPA ID MS0580004
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber
10,000 / 10,000
Tombigbee Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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