191 Co Rd 239, Bay City, TX 77414 Property Records

Matagorda County property record for 191 Co Rd 239, Bay City, TX 77414

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,808 sqft · built 1985
Lot Size	0.486 acres (21,170 sqft)
Owner	Individual Name on File
Last Sale	$68,400 (Mar 2006)
Tax Bill	$2,476 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`3980-0000-004100`

Property Details

APN / Parcel Number

Primary APN	`3980-0000-004100`
Alternative APN	`45455`

Interior

Full Baths	2 Baths
Building Area	1,808 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	1,808 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,170 sqft (0.486 acres)
Lot Dimensions	189 ft deep x 112 ft wide
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3980-0000-004100
Street Address	191 COUNTY ROAD 239
City	BAY CITY
State	TX
Zip	77414-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SELKIRK ISLAND SEC A, LOT 41
Legal Subdivision	SELKIRK ISLAND ADDITION
Legal Lot Number	41
Jurisdiction	MATAGORDA TX
Township / Civil Division	MATAGORDA-SARGENT
Census Block Group	2
Census Block	2008
Census Tract	730502

Owner

191 Co Rd 239 is owned and occupied by an individual who bought it in March 2006.

Source: Matagorda County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	191 COUNTY ROAD 239, BAY CITY, TX 77414-3357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST SERVICE CU
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit FIRST SERVICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2006 · Amount on File
Deed Sale	Mar 30, 2006 · Amount on File
Deed Document Number	20062323
Prior Transfer Date	Mar 29, 2006
Prior Transfer Doc	0000002323
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATAGORDA TX
Property Address	191 COUNTY ROAD 239, BAY CITY, TX 77414-3357
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 COUNTY ROAD 239, BAY CITY, TX 77414-3357

Mortgage

Document Number	2023006716
Date	Nov 15, 2023
Instrument	2023-006716

Lender

Name	FIRST SERVICE CU
Type	Credit Union
Address	HOUSTON, TX 77084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATAGORDA TX
Property Address	191 COUNTY ROAD 239, BAY CITY, TX 77414-3357
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-007118
Date	Dec 29, 2017
Instrument	2017-007118

Lender

Name	FIRST SERVICE CU
Type	Credit Union
Address	HOUSTON, TX 77084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 191 Co Rd 239 was $2,476 with a homeowner's exemption, up 172.4% from the year before.

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Matagorda County
Unified School District	Matagorda Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,476.00 (+172.39%) Homeowner's exemption	$181,680 (-1.25%) Land $17,500 Building $164,180	$181,680 (-1.25%) Land $17,500 Building $164,180
2025	$909.00 Homeowner's exemption	$183,980 Land $17,500 Building $166,480	$183,980 Land $17,500 Building $166,480
2023		$186,420 Land $13,000 Building $173,420	$186,420 Land $13,000 Building $173,420
2022	$1,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Co Rd 239 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 328 policies
Nearby Flood Policies	328 in force
Nearby Flood Claims	55 (2003–2025)
Claims Outside the SFHA	8 of 55
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Beryl, Jul 2024 · 14 claims Hurricane Harvey, Aug 2017 · 7 claims Hurricane Claudette, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Co Rd 239 is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SELKIRK WSC serves 678 people · EPA ID TX1610027
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
TISD Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

May also be available: MyJEC.net.

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