191 Clarks Pond Rd, Bridgeton, NJ 08302 Property Records

Cumberland County and Fairfield Township property record for 191 Clarks Pond Rd, Bridgeton, NJ 08302

Property Summary

Property Type	Single Family Home
Details	1,598 sqft · built 1948
Lot Size	2.38 acres (103,673 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Aug 2014)
Tax Bill	$6,292 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-00031-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`05-00031-0000-00040`
Alternative APN	`050003100040`

Interior

Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,598 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	103,673 sqft

Location & Zoning

Street Address	191 CLARKS POND RD
City	BRIDGETON
State	NJ
Zip	08302-7178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	31
Legal Lot Number	40
Jurisdiction	CUMBERLAND NJ
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2015
Census Tract	10401

Owner

191 Clarks Pond Rd is owned and occupied by an individual who bought it in August 2014.

Source: Cumberland County and Fairfield Township records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	191 CLARKS POND RD, BRIDGETON, NJ 08302-7178
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Feb 1, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 19, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 16, 2019	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK
Mar 1, 2016	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2014 · Amount on File
Deed Sale	Aug 22, 2014 · Amount on File
Prior Sale	Mar 26, 1996 · Amount on File
Deed Document Number	2014467430
Deed Book / Page	4120 / 3244
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NJ
Property Address	191 CLARKS POND RD, BRIDGETON, NJ 08302-7178
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000674085
Date	Jun 22, 2023
Book Page	4243/2821
Instrument	674085

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount on Record
Term	319 Months
Due	Jan 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NJ
Property Address	191 CLARKS POND RD, BRIDGETON, NJ 08302-7178
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000640732
Date	Feb 1, 2022
Book Page	4221/9738
Instrument	640732

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NJ
Property Address	191 CLARKS POND RD, BRIDGETON, NJ 08302-7178
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000622546
Date	May 19, 2021
Book Page	4209/6513
Instrument	622546

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUMBERLAND NJ
Property Address	191 CLARKS POND RD, BRIDGETON, NJ 08302-7178
Document Number	0000593339
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 CLARKS POND RD BRIDGETON NJ 083027178, BRIDGETON, NJ 08302-7178

Mortgage

Document Number	0000593339
Date	Feb 12, 2020
Book Page	004190/005981
Instrument	593339

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

Interest

Rate Type	Fixed Rate

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NJ
Property Address	191 CLARKS POND RD, BRIDGETON, NJ 08302-7178
Document Number	0000589477
Instrument Date	Mar 1, 2016
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 CLARKS BRIDGETON NJ 08302, BRIDGETON, NJ 08302

Mortgage

Document Number	0000589477
Date	Dec 13, 2019
Book Page	004188/001464
Instrument	589477

Lender

Name	FINANCE OF AMERICA MTG
Address	CHINO HILLS, CA 91709

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Dec 12, 2046

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 191 Clarks Pond Rd was $6,292, up 16.6% from the year before.

Source: Cumberland County and Fairfield Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cumberland County
County Subdivision	Fairfield Township
Secondary School District	Cumberland Regional School District (09 - 12)
Elementary School District	Fairfield Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,500 (-) Land $47,100 Building $164,400	$211,500 (-) Land $47,100 Building $164,400
2025	$6,292.00 (+16.58%)	$211,500 Land $47,100 Building $164,400	$211,500 Land $47,100 Building $164,400
2024	$5,397.00
2023		$211,500 Land $47,100 Building $164,400	$211,500 Land $47,100 Building $164,400
2022	$5,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Clarks Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Clarks Pond Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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