Frederick County property record for 191 Chapman Ln, Winchester, VA 22603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,674 sqft · built 1951 |
| Lot Size | 2.67 acres (116,305 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Jan 2026) |
| Tax Bill | $1,534 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30A-156A |
| Primary APN | 30A-156A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 4,842 sqft |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 116,305 sqft (2.67 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 63 sqft |
| Deck Area | 779 sqft |
| Patio Area | 851 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8005701 |
|---|---|
| Street Address | 191 CHAPMAN LN |
| City | WINCHESTER |
| State | VA |
| Zip | 22603-2903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 2.67 ACRES |
| Legal Subdivision | 2 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50500 |
191 Chapman Ln is owned and occupied by two individuals who bought it in January 2026.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 CHAPMAN LN, WINCHESTER, VA 22603-2903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on File |
| Deed Sale | Jan 29, 2026 · Amount on File |
| Prior Sale | Jan 3, 2022 · Amount on File |
| Deed Document Number | 2026841 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jan 29, 2026 |
| Property Address | 191 CHAPMAN LN, WINCHESTER, VA 22603-2903 |
| Document Number | 0000000841 |
| Map Reference | MB 587 PG 443 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 260000841 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | OLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 191 CHAPMAN LN, WINCHESTER, VA 22603-2903 |
| Document Number | 0000000842 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 260000842 |
| Name | COAST2COAST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
The 2026 property tax bill for 191 Chapman Ln was $1,534, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,534.00 (+10.44%) | $289,400 (-) Land $92,200 Building $197,200 | $289,400 (-) Land $92,200 Building $197,200 |
| 2025 | $1,389.00 (+129.59%) | $289,400 Land $92,200 Building $197,200 | $289,400 Land $92,200 Building $197,200 |
| 2024 | $605.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 191 Chapman Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2004–2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Chapman Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures