Morris County and Madison Borough property record for 191 Central Ave, Madison, NJ 07940
| Property Type | Single Family Home |
|---|---|
| Details | 2,652 sqft · built 1926 |
| Lot Size | 0.502 acres (21,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (May 2013) |
| Tax Bill | $15,421 (2024) |
| Deeds & Mortgages | Jun 2022 Line of Credit Aug 2020 Mortgage + 2 more |
| APN | 17-00706-0000-00005 |
| Primary APN | 17-00706-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,652 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Frame |
| Lot Area | 21,867 sqft (0.502 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1700014000000005 |
|---|---|
| Street Address | 191 CENTRAL AVE |
| City | MADISON |
| State | NJ |
| Zip | 07940-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 706 |
| Legal Lot Number | 5 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 43000 |
191 Central Ave is owned and occupied by two individuals who bought it in May 2013.
Source: Morris County and Madison Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 CENTRAL AVE, MADISON, NJ 07940-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Line of Credit INVESTORS BANK |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Nov 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS HOME MORTGAGE |
| Feb 24, 2017 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2013 · Amount on File |
| Deed Sale | May 3, 2013 · Amount on File |
| Deed Document Number | 201335583 |
| Deed Book / Page | 22313 / 1786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 191 CENTRAL AVE, MADISON, NJ 07940-1627 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0244370326 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 24437/326 |
| Instrument | 2022043469 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 191 CENTRAL AVE, MADISON, NJ 07940-1627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0238321859 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 23832/1859 |
| Instrument | 2020049857 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Oct 5, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 191 CENTRAL AVE, MADISON, NJ 07940-1627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC NATL TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0234441719 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 23444/1719 |
| Instrument | 2018062346 |
| Name | INVESTORS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 191 CENTRAL AVE, MADISON, NJ 07940-1627 |
| Document Number | 0230921472 |
| Instrument Date | Feb 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 191 CENTRAL AVE MADISON NJ 079401627, MADISON, NJ 07940-1627 |
| Document Number | 0230921472 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 023092/001472 |
| Instrument | 15075 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | ROANOKE, VA 24019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Morris County and Madison Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Madison Borough |
| Unified School District | Madison Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $724,000 (-) Land $294,300 Building $429,700 | $724,000 (-) Land $294,300 Building $429,700 | |
| 2025 | $724,000 Land $294,300 Building $429,700 | $724,000 Land $294,300 Building $429,700 | |
| 2024 | $15,421.00 | ||
| 2023 | $724,000 Land $294,300 Building $429,700 | $724,000 Land $294,300 Building $429,700 | |
| 2022 | $14,870.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 191 Central Ave; there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2015–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER DEPT serves 15,820 people · EPA ID NJ1417001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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