191 Cedar St, Cliffside Park, NJ 07010 Property Records

Bergen County and Cliffside Park Borough property record for 191 Cedar St, Cliffside Park, NJ 07010

Property Summary

Property Type	Single Family Home
Details	1,823 sqft · built 1966
Lot Size	0.076 acres (3,302 sqft)
Owner	2 Individual Names on File
Last Sale	$808,000 (Dec 2022)
Tax Bill	$9,089 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00502-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`06-00502-0000-00003`
Alternative APNs	`060050200003` `0447007`

Interior

Stories	1 Story
Building Area	1,823 sqft Living Area
1st Floor Area	1,823 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,302 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	0447007
Street Address	191 CEDAR ST
City	CLIFFSIDE PARK
State	NJ
Zip	07010-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	L4 33X100 1LT
Legal Subdivision	MARY L LAIRD ESTATE
Legal Block	502
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	CLIFFSIDE PARK
Census Block Group	4
Census Block	4000
Census Tract	6302

Owner

191 Cedar St is owned and occupied by two individuals who bought it in December 2022.

Source: Bergen County and Cliffside Park Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	191 CEDAR ST, CLIFFSIDE PARK, NJ 07010-1203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2022 · Amount on File
Deed Sale	Dec 7, 2022 · Amount on File
Prior Sale	Jun 28, 2016 · Amount on File
Deed Document Number	2022113157
Deed Book / Page	4877 / 1862
Prior Transfer Date	Mar 18, 2016
Prior Transfer Doc	0022261070
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 7, 2022
Property Address	191 CEDAR ST, CLIFFSIDE PARK, NJ 07010-1203
Document Number	0048771862
Book / Page	4877 / 1862
Instrument Date	Oct 20, 2022
Instrument	2022113157
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	ABLE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,389.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 SPRING VALLEY AVE, RIVER EDGE, NJ 07661-2426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 CEDAR ST, CLIFFSIDE PARK, NJ 07010-1203

Mortgage

Document Number	2022113158
Date	Dec 7, 2022
Instrument	2022113158

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	191 CEDAR ST, CLIFFSIDE PARK, NJ 07010-1203
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040790131
Date	Apr 14, 2021
Book Page	4079/131
Instrument	2021056739

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 191 Cedar St was $9,089, up 2.9% from the year before.

Source: Bergen County and Cliffside Park Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cliffside Park Borough
Unified School District	Cliffside Park Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,500 (-) Land $187,500 Building $133,000	$320,500 (-) Land $187,500 Building $133,000
2025	$9,089.00 (+2.9%)	$320,500 Land $187,500 Building $133,000	$320,500 Land $187,500 Building $133,000
2024	$8,833.00
2023		$320,500 Land $187,500 Building $133,000	$320,500 Land $187,500 Building $133,000
2022	$8,220.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 191 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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