191 Cedar Ln, Wentzville, MO 63385 Property Records

St. Charles County property record for 191 Cedar Ln, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,674 sqft · built 2022
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$562,590 (May 2026)
Tax Bill	$7,688 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`757620A000`

Property Details

APN / Parcel Number

Primary APN	`757620A000`
Alternative APN	`4-0064-1807-00-0001.6000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,674 sqft Living Area
Gross Area	5,954 sqft
1st Floor Area	2,674 sqft
Basement Area	2,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	Deck Area
Patio Area	436 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	757620A000
Street Address	191 CEDAR LN
City	WENTZVILLE
State	MO
Zip	63385-5967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	PT US SUR 1807
Legal Subdivision	US SURV 1807
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2000
Census Tract	312206

Owner

Source: St. Charles County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	191 CEDAR LN, WENTZVILLE, MO 63385-5967
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit THE MISSOURI BANK
May 14, 2026	Personal Representative Deed, Transfer · Conventional Mortgage STIFEL BANK AND TRUST
Nov 18, 2019	Deed of Trust, Mortgage · Line of Credit FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Deed Document Number	202622673
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	191 CEDAR LN, WENTZVILLE, MO 63385-5967
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 CEDAR LN, WENTZVILLE, MO 63385-5967

Mortgage

Document Number	0000024387
Date	Jun 22, 2023
Instrument	2023R-024387

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	191 CEDAR LN, WENTZVILLE, MO 63385-5967
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 CASPIAN DR, WENTZVILLE, MO 63385-4869

Mortgage

Document Number	0000020979
Date	Apr 12, 2022
Instrument	2022R-020979

Lender

Name	THE MISSOURI BANK
Type	Bank
Address	WARRENTON, MO 63383

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	Dec 4, 2022

May 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 14, 2026
Property Address	191 CEDAR LN, WENTZVILLE, MO 63385-5967
Document Number	0000022673
Instrument Date	May 11, 2026
Instrument	2026.22673
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	INVEST TITLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 CEDAR LN, WENTZVILLE, MO 63385-5967
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022674,
Date	May 14, 2026
Instrument	2026.22674

Lender

Name	STIFEL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	191 CEDAR LN, WENTZVILLE, MO 63385-5967
Document Number	0000097529
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 CEDAR LN WENTZVILLE MO 633855967, WENTZVILLE, MO 63385-5967

Mortgage

Document Number	0000097529
Date	Dec 11, 2020
Instrument	97529

Lender

Name	FIRST BK
Type	Bank
Address	SAINT PETERS, MO 63376

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,688.00 (+7.68%)	$117,439 (+408.09%)	$618,098 (+408.1%) Land $132,000 Building $486,098
2024	$7,140.00
2023		$23,114
2022			$121,650 Land $120,000 Building $1,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Brightspeed, T-Mobile, Wisper ISP.

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