191 Carter Mill Rd, Elkin, NC 28621 Property Records

Surry County property record for 191 Carter Mill Rd, Elkin, NC 28621

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 1962
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Jan 2019)
Tax Bill	$1,067 (2026)
Deeds & Mortgages	Mar 2021 Refinance Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4952-00-15-4818`

Property Details

APN / Parcel Number

Primary APN	`4952-00-15-4818`
Alternative APN	`100112674`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	54,886 sqft (1.26 acres)
Lot Width	262 ft Width
Garage Type	Carport
Garage Area	840 sqft
Carport	Carport
Carport Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100112674
Street Address	191 CARTER MILL RD
City	ELKIN
State	NC
Zip	28621-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	CARTER MILL RD
Legal Subdivision	WILKES-SURRY LINE
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	1
Census Block	1014
Census Tract	930901

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	191 CARTER MILL RD, ELKIN, NC 28621-2142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRULIANT FEDERAL CREDIT UNION
Jan 29, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage TRULIANT FEDERAL CREDIT UNION
Oct 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Prior Sale	Oct 16, 2018 · Amount on Record
Deed Document Number	2019660616
Deed Book / Page	1658 / 363
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	191 CARTER MILL RD, ELKIN, NC 28621-2142
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1753/903
Date	Mar 24, 2021
Book Page	1753/903
Instrument	682302

Lender

Name	TRULIANT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jan 29, 2019
Property Address	191 CARTER MILL RD, ELKIN, NC 28621-2142
Document Number	1658/363
Book / Page	1658 / 363
Instrument Date	Jan 22, 2019
Instrument	660616
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 CARTER MILL RD, ELKIN, NC 28621-2142

Mortgage

Document Number	660617
Date	Jan 29, 2019
Instrument	660617

Lender

Name	TRULIANT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001658/363
Date	Jan 29, 2019
Book Page	1658/363
Instrument	660616

Lender

Name	TRULIANT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Oct 16, 2018
Property Address	191 CARTER MILL RD, ELKIN, NC 28621-2142
Document Number	1648/479
Book / Page	1648 / 479
Instrument Date	Oct 15, 2018
Instrument	000000658203
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 CLETIUS MOSER TRL, MOUNT AIRY, NC 27030-4477

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,067.00 (+3.79%)	$105,920 (-26.85%) Land $13,000 Building $92,920	$105,920 (-26.85%) Land $13,000 Building $92,920
2025	$1,028.00 (+76.03%)	$144,800 (+36.71%) Land $13,000 Building $131,800	$144,800 (+36.71%) Land $13,000 Building $131,800
2023	$584.00	$105,920 Land $13,000 Building $92,920	$105,920 Land $13,000 Building $92,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Surry Telephone.

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